2626 Millgate Ct, Carmel, IN 46033 Property Records

Hamilton County property record for 2626 Millgate Ct, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,524 sqft · built 2009
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Dec 2024)
Tax Bill	$4,438 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-19-010-016.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-19-010-016.000-018`
Alternative APN	`1710190010016000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,524 sqft Living Area
1st Floor Area	1,711 sqft
2nd Floor Area	1,813 sqft
Basement Area	1,711 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Other
Roof Material	Asphalt
Lot Area	6,098 sqft (0.139 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1710190010016000
Street Address	2626 MILLGATE CT
City	CARMEL
State	IN
Zip	46033-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .14, SECTION 19, TOWNSHIP 18, RANGE 4, YORKTOWN WOODS, LOT 16
Legal Range	04
Legal Township	18
Legal Section	19
Legal Subdivision	YORKTOWN WOODS
Legal Lot Number	16
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	110904

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2626 MILLGATE CT, CARMEL, IN 46033-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK & TRUST CO
Jan 26, 2024	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jul 1, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 8, 2022	Transfer on Death Deed, Transfer · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2024 · Amount on Record
Deed Sale	Dec 23, 2024 · Amount on Record
Prior Sale	Jan 26, 2024 · Amount on Record
Deed Document Number	2024049558
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2626 MILLGATE CT, CARMEL, IN 46033-2206
Transaction Type	Mortgage
Record Updated	Mar 11, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 MILLGATE CT, CARMEL, IN 46033-2206

Mortgage

Document Number	0000007969
Date	Feb 27, 2026
Instrument	2026007969

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2626 MILLGATE CT, CARMEL, IN 46033-2206
Transaction Type	Mortgage
Record Updated	Mar 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001771
Date	Jan 11, 2022
Instrument	2022001771

Lender

Name	THE STATE BANK & TRUST CO
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 26, 2024
Property Address	2626 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000002827
Map Reference	DOC 200600023419
Instrument Date	Jan 16, 2024
Instrument	2024002827
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 MILLGATE CT, CARMEL, IN 46033-2206

Mortgage

Document Number	0000002828
Date	Jan 26, 2024
Instrument	2024002828

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	2626 MILLGATE CT, CARMEL, IN 46033-2206
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028248
Date	Jul 1, 2019
Instrument	2019028248

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

August 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 8, 2022
Property Address	2626 MILLGATE CT, CARMEL, IN 46033-2206
Document Number	0000039104
Map Reference	MB 3 PG 20
Instrument Date	Aug 5, 2022
Instrument	2022039104
Transaction Type	Transfer
Record Updated	Mar 8, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11229 W LAKESHORE DR, CARMEL, IN 46033-3680

Mortgage

Document Number	0000039305
Date	Aug 8, 2022
Instrument	2022039305

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$487,600 (+21.44%) Land $111,900 Building $375,700	$487,600 (+21.44%) Land $111,900 Building $375,700
2024	$4,438.00 (+2.85%)	$401,500 (-0.82%) Land $111,900 Building $289,600	$401,500 (-0.82%) Land $111,900 Building $289,600
2023	$4,315.00 (+8.85%) Homeowner's exemption	$404,800 (+19.16%) Land $111,900 Building $292,900	$404,800 (+19.16%) Land $111,900 Building $292,900
2022	$3,964.00 Homeowner's exemption	$339,700 Land $59,900 Building $279,800	$339,700 Land $59,900 Building $279,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20

May also be available: Xfinity.

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