Osceola County property record for 2640 Meadowedge Loop, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,552 sqft · built 2022 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $521,000 (Jul 2022) |
| Tax Bill | $9,910 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-26-31-5262-0001-6160 |
| Primary APN | 17-26-31-5262-0001-6160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,552 sqft Living Area |
| Gross Area | 3,800 sqft |
| 1st Floor Area | 2,552 sqft |
| Flooring | Carpet |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 756 sqft |
| Porch | Finished/Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2640 MEADOWEDGE LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 2A-2B PB 27 PGS 121-126 LOT 616 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES PH 2A-2B |
| Legal Phase | 2A-2B |
| Legal Lot Number | 616 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43301 |
Source: Osceola County assessment roll, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 2640 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Deed Document Number | 2022104120 |
| Deed Book / Page | 6245 / 2662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2640 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Title Company | CLEAR TITLE/S FL INC, CLEAR TITLE OF FLORIDA INC |
| Name | Verified Name |
|---|---|
| Address | URB HACELNDA REAL 283 CALLE, CALLE CUNDEAMOR, CA |
| Document Number | 0062452664 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 6245/2664 |
| Instrument | 2022104121 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2052 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,910.00 (+8.88%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $496,900 (-5.04%) Land $85,000 Building $411,900 | $496,900 (-5.04%) Land $85,000 Building $411,900 |
| 2024 | $9,102.00 (+1.64%) | ||
| 2023 | $8,955.00 (+172.69%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $523,300 (+705.08%) Land $75,000 Building $448,300 | $523,300 (+705.08%) Land $75,000 Building $448,300 |
| 2022 | $3,284.00 | $65,000 Land $65,000 | $65,000 Land $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: AT&T, Verizon, Xfinity.
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