2639 Meadowedge Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2639 Meadowedge Loop, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,365 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$423,900 (Sep 2020)
Tax Bill	$7,990 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`172631526200016550`

Property Details

APN / Parcel Number

Primary APN	`172631526200016550`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,365 sqft Heated Area
Gross Area	3,490 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Finished
Porch	Open Porch
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2639 MEADOWEDGE LOOP
City	SAINT CLOUD
State	FL
Zip	34772-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN LAKES PH 2A-2B PB 27 PGS 121-126 LOT 655
Legal Range	31E
Legal Township	26S
Legal Section	17
Legal Subdivision	TWIN LAKES
Legal Phase	2A-2B
Legal Tract	5262
Legal Lot Number	655
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43301

Owner

Source: Osceola County records · APN 172631526200016550

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2639 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 02, 2020 · Amount on Record
Deed Sale	Sep 02, 2020 · Amount on Record
Deed Document Number	2020116859
Deed Book / Page	5786 / 1564
Record Updated	Jun 08, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 02, 2020
Property Address	2639 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857
Document Number	0057861564
Book / Page	5786 / 1564
Map Reference	MB 27 PG 121-126
Instrument Date	Jul 16, 2020
Instrument	2020116859
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	CLEAR TITLE OF FLORIDA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,967.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	370 CENTERPOINTE CIR STE 1136, 370, ALTAMONTE SPRINGS, FL 32701-3451

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2639 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7857

Mortgage

Document Number	0057861566
Date	Sep 02, 2020
Instrument	5786/1566

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,990.00 (+17.52%) Homeowner's exemption	$372,975 (+5.99%)	$482,700 (+1.13%) Land $91,000 Building $391,700
2023	$6,799.00 (+3.17%) Homeowner's exemption	$351,907 (+3%)	$477,300 (+25.74%) Land $80,200 Building $397,100
2022	$6,590.00 Homeowner's exemption	$341,658	$379,600 Land $69,600 Building $310,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon, Xfinity.

Based on FCC filings for 158 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.