2640 Kaiser Rd, Fort Loramie, OH 45845 Property Records

Shelby County property record for 2640 Kaiser Rd, Fort Loramie, OH 45845

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,709 sqft · built 2013
Lot Size	2.11 acres (92,173 sqft)
Owner	2 Individual Names on File
Last Sale	$731,000 (Aug 2025)
Tax Bill	$5,332 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1625100.012`

Property Details

APN / Parcel Number

Primary APN	`03-1625100.012`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,709 sqft Living Area
1st Floor Area	1,709 sqft
Basement Area	1,577 sqft
Unfinished Basement	1,577 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	92,173 sqft (2.11 acres)
Garage Area	3,570 sqft
Parking Spaces	12 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	584 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	2640 KAISER RD
City	FORT LORAMIE
State	OH
Zip	45845-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R04 T11 S25 TRACT D OF SIEGEL PLAT #2& BEING PT OF NW QR 030-16-25-100-012PLAT V31 P18
Legal Tract	D
Jurisdiction	SHELBY OH
Township / Civil Division	CYNTHIAN
Census Block Group	3
Census Block	3065
Census Tract	971600

Owner

2640 Kaiser Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Shelby County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2640 KAISER RD, FORT LORAMIE, OH 45845-9614
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2025	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF NEW BREMEN
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2025 · Amount on File
Deed Sale	Aug 8, 2025 · Amount on File
Prior Sale	Sep 13, 2011 · Amount on File
Deed Document Number	20253782
Deed Book / Page	2327 / 696
Prior Transfer Date	May 20, 2024
Prior Transfer Doc	002320/579
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY OH
Recording Date	Aug 8, 2025
Property Address	2640 KAISER RD, FORT LORAMIE, OH 45845-9614
Document Number	002327/696
Book / Page	2327 / 696
Instrument Date	Aug 7, 2025
Instrument	202503782
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2640 KAISER RD, FORT LORAMIE, OH 45845-9614

Mortgage

Document Number	0202503783
Date	Aug 8, 2025
Instrument	202503783

Lender

Name	FIRST NATIONAL BANK OF NEW BREMEN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2040

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	2640 KAISER RD, FORT LORAMIE, OH 45845-9614
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2305/3635
Date	Nov 23, 2021
Book Page	2305/3635
Instrument	202108160

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2640 Kaiser Rd was $5,332 with a homeowner's exemption.

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Cynthian Township
Unified School District	Fort Loramie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,332.00	$159,690 (+3.73%) Land $13,480 Building $146,210
2024	$5,332.00 (+1.74%) Homeowner's exemption	$153,950 (-) Land $13,480 Building $140,470
2023	$5,241.00 (+13.74%) Homeowner's exemption	$153,950 (+24.65%) Land $13,480 Building $140,470	$456,240 Land $38,510 Building $417,730
2022	$4,608.00 Homeowner's exemption	$123,510 Land $10,920 Building $112,590
2020			$352,880 Land $31,200 Building $321,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2640 Kaiser Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Kaiser Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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