2430 Kaiser Rd, Fort Loramie, OH 45845 Property Records

Shelby County property record for 2430 Kaiser Rd, Fort Loramie, OH 45845

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,073 sqft · built 2013
Lot Size	2.15 acres (93,872 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2015)
Tax Bill	$5,161 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1625100.009`

Property Details

APN / Parcel Number

Primary APN	`03-1625100.009`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,073 sqft Living Area
1st Floor Area	2,181 sqft
Basement Area	1,892 sqft
Finished Basement	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Shingle
Lot Area	93,872 sqft (2.15 acres)
Garage Area	592 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	2430 KAISER RD
City	FORT LORAMIE
State	OH
Zip	45845-9614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R04 T11 S25 TRACT A-SIEGEL PLAT #2 & BEING PT OF NW QR 030-16-25-100-009PLAT V31 P18
Legal Tract	A
Jurisdiction	SHELBY OH
Township / Civil Division	CYNTHIAN
Census Block Group	3
Census Block	3065
Census Tract	971600

Owner

2430 Kaiser Rd is owned and occupied by an individual who bought it in August 2015.

Source: Shelby County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2430 KAISER RD, FORT LORAMIE, OH 45845-9614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage OSGOOD STATE BANK
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2015 · Amount on File
Deed Sale	Aug 20, 2015 · Amount on File
Prior Sale	Aug 6, 2013 · Amount on File
Deed Document Number	20154051
Deed Book / Page	2003 / 84
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	2430 KAISER RD, FORT LORAMIE, OH 45845-9614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2241/715
Date	Sep 3, 2020
Book Page	2241/715
Instrument	202000005374

Lender

Name	OSGOOD STATE BANK
Type	Bank
Address	OSGOOD, OH 45351

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	2430 KAISER RD, FORT LORAMIE, OH 45845-9614
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2168/076
Date	Apr 29, 2019
Book Page	2168/076
Instrument	201900001982

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2430 Kaiser Rd was $5,161 with a homeowner's exemption, down 6.7% from the year before.

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Cynthian Township
Unified School District	Fort Loramie Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,161.00 (-6.66%)	$166,230 (-) Land $13,480 Building $152,750
2024	$5,529.00 (-1.99%) Homeowner's exemption	$166,230 (-) Land $13,480 Building $152,750
2023	$5,641.00 (+22.18%) Homeowner's exemption	$166,230 (+33.74%) Land $13,480 Building $152,750	$474,940 Land $38,500 Building $436,440
2022	$4,617.00 Homeowner's exemption	$124,290 Land $10,920 Building $113,370
2020			$355,110 Land $31,200 Building $323,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2430 Kaiser Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2003 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2430 Kaiser Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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