2640 Cedar Wolf Trl, Two Harbors, MN 55616 Property Records

Lake County property record for 2640 Cedar Wolf Trl, Two Harbors, MN 55616

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 560 sqft · built 2015
Lot Size	4.03 acres (175,547 sqft)
Owner	Individual Name on File
Tax Bill	$956 (2026)
APN	`29-5409-32075`

Property Details

APN / Parcel Number

Primary APN	`29-5409-32075`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	560 sqft Gross Area
1st Floor Area	560 sqft
Utility Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Lot Area	175,547 sqft (4.03 acres)
Garage Type	Mixed
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	None
Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Street Address	2640 CEDAR WOLF TRL
City	TWO HARBORS
State	MN
Zip	55616
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	E 333 FT OF NW 14 OF NE 14 EXC S 787 FT
Legal Range	09W
Legal Township	54N
Legal Section	32
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2279
Census Tract	370101

Owner

2640 Cedar Wolf Trl, a residential property, is owned by an individual who acquired it in February 2012.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	620 MAIN ST S, ATWATER, MN 56209-1018
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 15, 2012
Transfer Doc	0000175767
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2640 Cedar Wolf Trl was $956, up 8.1% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$956.00 (+8.14%)	$137,900 Land $37,800 Building $100,100	$137,900 Land $37,800 Building $100,100
2025	$884.00
2023		$138,500 Land $30,000 Building $108,500	$138,500 Land $30,000 Building $108,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2640 Cedar Wolf Trl; there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2640 Cedar Wolf Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20