Lake County property record for 2636 Cedar Wolf Trl, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 0.75 ba · 996 sqft · built 2012 |
| Lot Size | 4.03 acres (175,547 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,090 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance |
| APN | 29-5409-32077 |
| Primary APN | 29-5409-32077 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.75 Baths |
| Stories | 1 Story |
| Building Area | 996 sqft Gross Area |
| 1st Floor Area | 996 sqft |
| Utility Area | 160 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 175,547 sqft (4.03 acres) |
| Garage Type | Mixed |
| Garage Area | 1,380 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 32 sqft |
| Deck Area | 40 sqft |
| Lean-To | 108 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2636 CEDAR WOLF TRL |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 787 FT OF E 333 FT OF NW14 OF NE14 EXC S |
| Legal Range | 09W |
| Legal Township | 54N |
| Legal Section | 32 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 2 |
| Census Block | 2279 |
| Census Tract | 370101 |
2636 Cedar Wolf Trl is owned and occupied by two individuals.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2636 CEDAR WOLF TRL, TWO HARBORS, MN 55616-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 2636 CEDAR WOLF TRL, TWO HARBORS, MN 55616-4012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Name | Verified Name |
|---|
| Document Number | A000194190 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | A000194190 |
| Name | TWO HARBORS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 2636 Cedar Wolf Trl was $1,090 with a homeowner's exemption, up 8.1% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Silver Creek Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,090.00 (+8.13%) Homeowner's exemption | $254,000 Land $56,100 Building $197,900 | $254,000 Land $56,100 Building $197,900 |
| 2025 | $1,008.00 | ||
| 2023 | $268,000 Land $48,400 Building $219,600 | $268,000 Land $48,400 Building $219,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2636 Cedar Wolf Trl; there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2636 Cedar Wolf Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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