264 William Spencer, Williamsburg, VA 23185 Property Records

James City County property record for 264 William Spencer, Williamsburg, VA 23185

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,016 sqft · built 2013
Lot Size	0.469 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$1,415,000 (Sep 2024)
Tax Bill	$10,872 (2025)
Deeds & Mortgages	Nov 2022 Sale Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-3 10-0-0016`

Property Details

APN / Parcel Number

Primary APN	`51-3 10-0-0016`
Alternative APN	`31185`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,016 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Exterior Material	Composition/Composite
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.469 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	31185
Street Address	264 WILLIAM SPENCER
City	WILLIAMSBURG
State	VA
Zip	23185-8947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDENTIAL PLANNED CO
Legal Description	L-16 SPENCER'S GRANT
Legal Subdivision	KINGSMILL
Legal Lot Number	16
Jurisdiction	JAMES CITY VA
Township / Civil Division	ROBERTS
Census Block Group	1
Census Block	1014
Census Tract	80104

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	264 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Warranty Deed, Transfer SAGE TITLE GROUP LLC
Mar 18, 2019	Deed of Trust, Mortgage MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	202412433
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Nov 30, 2022
Property Address	264 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947
Document Number	0202216818
Instrument Date	Nov 28, 2022
Instrument	202216818
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	264 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947
Document Number	0000004110
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 WILLIAM SPENCER WILLIAMSBURG VA 231858947, WILLIAMSBURG, VA 23185-8947

Mortgage

Document Number	0000004110
Date	Mar 22, 2019
Instrument	4110

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Interest

Rate Type	Fixed Rate
Rate	3.9%

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,872.00 (+6.41%)	$1,309,900 (+38.83%) Land $230,100 Building $1,079,800	$1,309,900 (+38.83%) Land $230,100 Building $1,079,800
2024	$10,217.00 (+30.47%)
2023	$7,831.00	$943,500 Land $230,100 Building $713,400	$943,500 Land $230,100 Building $713,400
2022	$7,831.00 (+9.75%)
2019	$7,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500
Water Source	Surface water
Last State Inspection	Sep 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Glo Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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