James City County property record for 260 William Spencer, Williamsburg, VA 23185
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,755 sqft · built 2014 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Trust Name on File |
| Last Sale | $821,700 (Dec 2014) |
| Tax Bill | $8,881 (2025) |
| Deeds & Mortgages | Aug 2022 Refinance Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-3 10-0-0015 |
| Primary APN | 51-3 10-0-0015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,755 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 20,473 sqft (0.469 acres) |
| Garage Type | Attached |
| Garage Area | 863 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 410 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Account Number | 31184 |
|---|---|
| Street Address | 260 WILLIAM SPENCER |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-8947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDENTIAL PLANNED CO |
| Legal Description | L-15 SPENCER'S GRANT |
| Legal Subdivision | KINGSMILL |
| Legal Lot Number | 15 |
| Jurisdiction | JAMES CITY VA |
| Township / Civil Division | ROBERTS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 80104 |
Source: James City County records · APN 51-3 10-0-0015
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 260 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance 1ST ADVANTAGE FEDERAL CREDIT UNION |
| Jan 29, 2018 | Deed of Trust, Mortgage · Line of Credit TOWNE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2014 · Amount on Record |
| Deed Sale | Dec 11, 2014 · Amount on Record |
| Deed Document Number | 0000020371 |
| Deed Book / Page | 1400 / 20371 |
| Last Transfer Date | Jan 21, 2016 |
| Transfer Doc | 0000001078 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 260 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202212182 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 202212182 |
| Name | 1ST ADVANTAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 04, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 260 WILLIAM SPENCER, WILLIAMSBURG, VA 23185-8947 |
| Document Number | 0000002962 |
| Instrument Date | Jan 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000002962 |
|---|---|
| Date | Feb 08, 2018 |
| Instrument | 2962 |
| Name | TOWNE BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Feb 07, 2053 |
| Rate Type | Adjustable Rate |
|---|
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,881.00 (+6.41%) | $1,070,000 (+12.74%) Land $230,100 Building $839,900 | $1,070,000 (+12.74%) Land $230,100 Building $839,900 |
| 2024 | $8,346.00 (+5.95%) | ||
| 2023 | $7,877.00 | $949,100 Land $230,100 Building $719,000 | $949,100 Land $230,100 Building $719,000 |
| 2022 | $7,877.00 (+9.77%) | ||
| 2019 | $7,176.00 |
Source: FEMA National Flood Hazard Layer as of October 27, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
May also be available: Shenandoah Telecommunications Company, Verizon.
Based on FCC filings for 89 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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