264 Sprague Rd, Coldwater, MI 49036 Property Records

Branch County property record for 264 Sprague Rd, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,489 sqft · built 1955
Lot Size	0.5 acres (21,780 sqft)
Owner	Trust Name on File
Last Sale	$190,000 (May 2024)
Tax Bill	$2,555 (2025)
Flood Zone	Zone X (minimal risk)
APN	`070-C40-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`070-C40-000-004-00`

Interior

Full Baths	1 Bath
Building Area	1,489 sqft Living Area
1st Floor Area	1,489 sqft
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide
Garage Area	1,792 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	264 SPRAGUE RD
City	COLDWATER
State	MI
Zip	49036-9160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 4 & 5 CHRISDALE SUB SEC 27 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	27
Legal Subdivision	CHRISDALE SUB
Legal Lot Number	4-5
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	2
Census Block	2005
Census Tract	951600

Owner

264 Sprague Rd is owner-occupied and held in a trust since November 2024.

Source: Branch County records, as of July 7, 2026

Owner of Record	Trust Name on File
Mailing Address	264 SPRAGUE RD, COLDWATER, MI 49036-9160
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on File
Deed Sale	May 3, 2024 · Amount on File
Deed Document Number	20242371
Last Transfer Date	Nov 21, 2024
Transfer Doc	0202406349
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 264 Sprague Rd was $2,555, up 94.6% from the year before.

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
County Subdivision	Coldwater Township
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,400 (+13.99%)	$216,800 (+13.99%)
2025	$2,555.00 (+94.59%)	$95,100	$190,200
2024	$1,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 264 Sprague Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 264 Sprague Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Coldwater Board of Public Utilities, Frontier, T-Mobile, Verizon.