Branch County property record for 261 Sprague Rd, Coldwater, MI 49036
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,108 sqft · built 1965 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Company Name on Record |
| Last Sale | $74,300 (Apr 2002) |
| Tax Bill | $1,111 (2025) |
| Deeds & Mortgages | Sep 2018 Line of Credit Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-B80-000-005-00 |
| Primary APN | 070-B80-000-005-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 261 SPRAGUE RD |
|---|---|
| City | COLDWATER |
| State | MI |
| Zip | 49036-9160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 5 EXC S 6 FT ALSO S 10 FT ALLEY ADJOINING LOT 5 ON N BORNS SUB SEC 27 T6S R6W LC TO LANCE FITCH L891 P122 |
| Legal Range | 06W |
| Legal Township | 06S |
| Legal Section | 27 |
| Legal Subdivision | ON N BORNS SUB |
| Legal Lot Number | 5 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | COLDWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 951600 |
Source: Branch County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 261 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Owner Type | Company |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 17, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 9, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jun 12, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2002 · Amount on Record |
| Deed Sale | Apr 26, 2002 · Amount on Record |
| Prior Sale | Aug 1, 2001 · Amount on Record |
| Deed Book / Page | 891 / 122 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 261 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201806061 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 2018-06061 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 261 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202001404 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 2020-01404 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Jun 12, 2019 |
| Property Address | 261 SPRAGUE RD, COLDWATER, MI 49036-9160 |
| Document Number | 201903687 |
| Map Reference | LB 3 PG 23 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2019-03687 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 261 SPRAGUE RD, COLDWATER, MI 49036-9160 |
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Coldwater Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,300 (+14.26%) | $142,600 (+14.26%) | |
| 2025 | $1,111.00 (+2.68%) | $62,400 | $124,800 |
| 2024 | $1,082.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Feb 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Coldwater Board of Public Utilities, Frontier, T-Mobile, Verizon.
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