Arenac County property record for 264 River Dr, Sterling, MI 48659
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 750 sqft · built 1978 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $53,500 (Aug 2018) |
| Tax Bill | $1,461 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-0-C10-000-019-00 |
| Primary APN | 005-0-C10-000-019-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Building Area | 750 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Lot Area | 19,166 sqft (0.44 acres) |
| Lot Dimensions | 381 ft deep x 50 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 264 RIVER DR |
|---|---|
| City | STERLING |
| State | MI |
| Zip | 48659-9784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 19 CEDAR SPRINGS SUBD |
| Legal Range | 04W |
| Legal Township | 19N |
| Legal Section | 10 |
| Legal Subdivision | CEDAR SPRINGS SUBD |
| Legal Lot Number | 19 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | DEEP RIVER |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 970200 |
Source: Arenac County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 264 RIVER DR, STERLING, MI 48659-9784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2018 · Amount on Record |
| Deed Sale | Aug 23, 2018 · Amount on Record |
| Prior Sale | Aug 6, 2012 · Amount on Record |
| Deed Document Number | 20182917 |
| Prior Transfer Date | Sep 10, 2012 |
| Prior Transfer Doc | 201203719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ARENAC MI |
| Recording Date | Aug 23, 2018 |
| Property Address | 264 RIVER DR, STERLING, MI 48659-9784 |
| Document Number | 201802917 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 201802917 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5148 DARBY ST, FLINT, MI 48532-4148 |
| Document Number | 201802918 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 201802918 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 1, 2048 |
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Deep River Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $89,800 (+9.78%) | $179,600 (+9.78%) | |
| 2025 | $1,461.00 (+2.6%) Homeowner's exemption | $81,800 | $163,600 |
| 2024 | $1,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 14 (1990–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vogtmann Engineering Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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