232 River Dr, Sterling, MI 48659 Property Records

Arenac County property record for 232 River Dr, Sterling, MI 48659

Property Summary

Property TypeSingle Family Home
Lot Size0.44 acres (19,166 sqft)
OwnerIndividual Name on Record
Last Sale$84,000 (May 2018)
Tax Bill$1,507 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN005-0-C10-000-041-00

Property Details

APN / Parcel Number

Primary APN005-0-C10-000-041-00

Exterior

Lot Area19,166 sqft (0.44 acres)
Lot Dimensions192 ft deep x 100 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address232 RIVER DR
CitySTERLING
StateMI
Zip48659-9784
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNLY 100 FT OF LOTS 41 & 42 CEDAR SPRINGS SUB SUB
Legal Range04W
Legal Township19N
Legal Section10
Legal SubdivisionCEDAR SPRINGS SUB
Legal Lot Number41-42
JurisdictionARENAC MI
Township / Civil DivisionDEEP RIVER
Census Block Group1
Census Block1071
Census Tract970200

Owner

Source: Arenac County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address232 RIVER DR, STERLING, MI 48659-9784
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2018 · Amount on Record
Deed SaleMay 21, 2018 · Amount on Record
Record UpdatedJun 8, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARENAC MI
Property Address232 RIVER DR, STERLING, MI 48659-9784
Transaction TypeMortgage
Record UpdatedNov 8, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201801875
DateMay 22, 2018
Instrument201801875
Lender
NameQUICKEN LOAN INC
TypeLending Institution
Agreement
AmountAmount Recorded
Term356 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyArenac County
County SubdivisionDeep River Township
Unified School DistrictStandish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$94,400$188,800
2025$1,507.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims14 (1990–2020)
Claims Outside the SFHA11 of 14
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vogtmann Engineering
Fiber
1,000 / 1,000

May also be available: Point Broadband, T-Mobile, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Dr

Nearby Streets

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