264 Ohio St, Elyria, OH 44035 Property Records

Lorain County property record for 264 Ohio St, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1965
Square Footage1,815 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
GarageDetached, 324 sqft
OccupancyOwner Occupied
Tax Bill$2,243.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-157-000-041

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,815 sqft Living Area
1st Floor987 sqft 1st Floor
Basement Area780 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1965
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,405 sqft (0.17 acres)
Depth X Width125 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area324 sqft Garage
Patio Area112 sqft Patio
PorchOpen Porch
Porch Area76 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address264 OHIO ST
CityELYRIA
StateOH
Zip44035-5119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE OF R 60 X 125
Legal SubdivisionE OF R
Legal Tract25
Legal Lot Number157
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup4
Census Block4005
Census Tract70600

Owner

Source: Lorain County records · APN 06-25-157-000-041

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address264 OHIO ST, ELYRIA, OH 44035-5119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 04, 2020
Transfer Doc0000779368
Record RefreshedJun 08, 2026

September 2020: Loan 1 (Only) is a Reverse Mortgage, Transfer

Document TypeLoan 1 (Only) is a Reverse Mortgage
JurisdictionLORAIN OH
Recording DateSep 18, 2020
Property Address264 OHIO ST, ELYRIA, OH 44035-5119
Document Number0000779368
Instrument DateSep 04, 2020
Instrument779368
Transaction TypeTransfer
Record UpdatedOct 15, 2020
Title CompanyFNC TITLE SERVICES, FNC TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 OHIO ST ELYRIA OH 440355119, ELYRIA, OH 44035-5119

Mortgage

Document Number779370
DateSep 18, 2020
Instrument779370
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term960 Months
DueSep 17, 2100
Interest
Rate TypeAdjustable Rate
Rate3.27%

Mortgage

Document Number779369,
DateSep 18, 2020
Instrument779369
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
AmountAmount Recorded
Term960 Months
DueSep 17, 2100

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,714.00 (-23.58%) Homeowner's exemption$57,210 (+0.02%) Land $9,280 Building $47,930$163,430 (-) Land $26,500 Building $136,930
2024$2,243.00 (+10.77%)$57,201 (+23.45%) Land $9,275 Building $47,926$163,430 (+23.45%) Land $26,500 Building $136,930
2023$2,025.00 (-0.74%)$46,337 (+0.02%) Land $10,574 Building $35,763$132,390 (-) Land $30,210 Building $102,180
2022$2,040.00$46,330 Land $10,570 Building $35,760
2021$132,390 Land $30,210 Building $102,180

Flood & Wildfire

264 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ohio St

Nearby Streets

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