247 Ohio St, Elyria, OH 44035 Property Records

Lorain County property record for 247 Ohio St, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,310 sqft Living Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$144,000 (2021)
Tax Bill$2,179.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-147-000-005

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms8 Rooms
Building Area1,310 sqft Living Area
1st Floor751 sqft 1st Floor
2nd Floor573 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area10,890 sqft (0.25 acres)
Depth X Width165 ft x 66 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area324 sqft Garage
PorchOpen Porch
Porch Area156 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address247 OHIO ST
CityELYRIA
StateOH
Zip44035-5118
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARFORD 66 X 165
Legal SubdivisionGEORGE GRAFORDS SUBDIVISION
Legal Tract25
Legal Lot Number11
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup3
Census Block3001
Census Tract70600

Owner

Source: Lorain County records · APN 06-25-147-000-005

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address247 OHIO ST, ELYRIA, OH 44035-5118
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2021Survivorship Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY INC
Oct 22, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNION HM MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2021 · Amount on Record
Deed SaleDec 22, 2021 · Amount on Record
Prior SaleOct 22, 2019 · Amount on Record
Deed Doc Number2021008810
Record RefreshedJun 08, 2026

December 2021: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLORAIN OH
Recording DateDec 22, 2021
Property Address247 OHIO ST, ELYRIA, OH 44035-5118
Document Number0000855448
Map ReferenceVOL 3 PG 20
Instrument DateDec 20, 2021
Instrument2021-0855448
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address247 OHIO ST, ELYRIA, OH 44035-5118

Mortgage

Document Number0000855449
DateDec 22, 2021
Instrument2021-0855449
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 22, 2019
Property Address247 OHIO ST, ELYRIA, OH 44035-5118
Document Number0000735224
Instrument DateOct 21, 2019
Instrument735224
Transaction TypeTransfer
Record UpdatedNov 05, 2019
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$484.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address247 OHIO ST ELYRIA OH 440355118, ELYRIA, OH 44035-5118

Mortgage

Document Number735225
DateOct 22, 2019
Instrument735225
Lender
NameUNION HM MTG CORP
AddressSTRONGSVILLE, OH 44136
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

Mortgage

Document Number735226,
DateOct 22, 2019
Instrument735226
Lender
NameHOUSING FIN AGCY
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,179.00$46,270 (-0.01%) Land $11,640 Building $34,630$132,210 (-) Land $33,260 Building $98,950
2024$2,179.00 (+1.68%)$46,274 (+17.67%) Land $11,641 Building $34,633$132,210 (+17.67%) Land $33,260 Building $98,950
2023$2,143.00 (+0.37%)$39,326 (-0.01%) Land $9,331 Building $29,995$112,360 (-) Land $26,660 Building $85,700
2022$2,135.00$39,330 Land $9,330 Building $30,000
2021$112,360 Land $26,660 Building $85,700

Flood & Wildfire

247 Ohio St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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