256 Ludlow Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 256 Ludlow Ave, Cincinnati, OH 45220

Property Summary

Property Type	Commercial
Details	5 bd · 2 ba · 2,602 sqft · built 1929
Lot Size	0.155 acres (6,795 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Oct 2013)
Tax Bill	$7,404 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-0050-0083-00`

Property Details

APN / Parcel Number

Primary APN	`217-0050-0083-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,602 sqft Finished Area
1st Floor Area	1,762 sqft
Attic	Attic
Attic Area	840 sqft
Basement Area	1,762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	6,795 sqft (0.155 acres)
Lot Dimensions	144 ft deep x 58.6 ft wide
Garage Type	Detached
Garage Area	600 sqft
Porch	Porch
Porch Area	321 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	256 LUDLOW AVE
City	CINCINNATI
State	OH
Zip	45220-2109
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	256 LUDLOW AVE 58.62 X 144.53 IRR LOT 16 M W B WEIGHELL SUB
Legal Subdivision	M W B WEIGHELL SUB
Legal Lot Number	16
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3005
Census Tract	7000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	235 N MAIN ST, SPRINGBORO, OH 45066-9255
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Commercial Mortgage CBANK
Jul 24, 2020	Loan Modification, Mortgage OTHER
Aug 6, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2013 · Amount on Record
Deed Sale	Oct 17, 2013 · Amount on Record
Prior Sale	Oct 17, 2013 · Amount on Record
Deed Document Number	0000143014
Deed Book / Page	012443 / 000283
Last Transfer Date	Aug 6, 2020
Transfer Doc	0000077746
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	256 LUDLOW AVE, CINCINNATI, OH 45220-2109
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097436
Date	Nov 1, 2018
Book Page	13787/01991
Instrument	2018-0097436

Lender

Name	CBANK
Type	Bank
Address	CINCINNATI, OH 45236

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Oct 26, 2028

Interest

Rate Type	Adjustable Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	256 LUDLOW AVE, CINCINNATI, OH 45220-2109
Document Number	0000073667
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	256 LUDLOW AVE CINCINNATI OH 452202109, CINCINNATI, OH 45220-2109

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 6, 2020
Property Address	256 LUDLOW AVE, CINCINNATI, OH 45220-2109
Document Number	0000077746
Book / Page	014226 / 001433
Instrument Date	Jul 24, 2020
Instrument	77746
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	235 N MAIN ST SPRINGBORO OH 450669255, SPRINGBORO, OH 45066-9255

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,404.00 (+0.93%)	$89,159 (-) Land $16,457 Building $72,702
2023	$7,336.00 (+2.6%)	$89,159 (+13.23%) Land $16,457 Building $72,702	$254,740 (+13.23%) Land $47,020 Building $207,720
2022	$7,150.00	$78,743 Land $15,785 Building $62,958
2020			$224,980 Land $45,100 Building $179,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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