Madison County property record for 264 Lake Cir, Madison, MS 39110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3,613 sqft · built 2007 |
| Owner | 2 Owner Names on Record |
| Tax Bill | $3,692 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 071A-11-447 |
| Primary APN | 071A-11-447 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,613 sqft Adjusted Area |
| 1st Floor Area | 3,195 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|
| Account Number | 45006 |
|---|---|
| Old Parcel Number | 071A-11 -447/00.00 |
| Street Address | 264 LAKE CIR |
| City | MADISON |
| State | MS |
| Zip | 39110-6303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 47 CYPRESS POINTE ESTATES OF C YPRESS LAKE |
| Legal Range | 01E |
| Legal Township | 07N |
| Legal Section | 11 |
| Legal Subdivision | CYPRESS PTE EST CYPRESS LK |
| Legal Lot Number | 47 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30204 |
Source: Madison County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 264 LAKE CIR, MADISON, MS 39110-6303 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 27, 2019 | Deed of Trust, Mortgage TRUSTMARK NAT'L BK |
| Jan 12, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2010 |
| Deed Sale | Mar 8, 2010 |
| Prior Sale | Jul 18, 2007 |
| Deed Document Number | 0002515440 |
| Deed Book / Page | 2515 / 440 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 264 LAKE CIR, MADISON, MS 39110-6303 |
| Document Number | 0000871302 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2019 |
| Title Company | FIRST GUARANTY TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 LAKE CIR MADISON MS 391106303, MADISON, MS 39110-6303 |
| Document Number | 0000871302 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 003758/000258 |
| Instrument | 871302 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39225 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 264 LAKE CIR, MADISON, MS 39110-6303 |
| Document Number | 0000833153 |
| Instrument Date | Jan 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 LAKE CIR MADISON MS 391106303, MADISON, MS 39110-6303 |
| Document Number | 0000833153 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 003569/000943 |
| Instrument | 833153 |
| Name | TRUSTMARK NAT'L BK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205-0291 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 11, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Madison City |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,692.00 Homeowner's exemption | $34,262 (-) | $342,620 (-) Land $50,000 Building $292,620 |
| 2024 | $3,692.00 | ||
| 2023 | $3,692.00 Homeowner's exemption | $34,262 | $342,620 Land $50,000 Building $292,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 4 (2021–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| NETSPEEDMS Fixed Wireless | 301 / 172 |
| T-Mobile Fixed Wireless | 100 / 20 |
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