260 Lake Cir, Madison, MS 39110 Property Records

Madison County property record for 260 Lake Cir, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,378 sqft · built 2007
OwnerIndividual Name on Record
Tax Bill$3,498 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN071A-11-445

Property Details

APN / Parcel Number

Primary APN071A-11-445
Alternative APNs
  • 071A-11-445/00.00
  • 45004

Interior

Bedrooms3 Beds
Total Rooms10 Rooms
Stories1 Story
Building Area3,378 sqft Adjusted Area
1st Floor Area2,820 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number45004
Old Parcel Number071A-11 -445/00.00
Street Address260 LAKE CIR
CityMADISON
StateMS
Zip39110-6303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 45 CYPRESS POINTE ESTATES OF CYPRESS LAKE
Legal Range01E
Legal Township07N
Legal Section11
Legal SubdivisionCYPRESS PTE EST CYPRESS LK
Legal Lot Number45
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group2
Census Block2012
Census Tract30204

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address260 LAKE CIR, MADISON, MS 39110-6303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2022Deed of Trust, Mortgage · Conventional Mortgage
CADENCE BANK NA
Aug 17, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022
Deed SaleAug 17, 2022
Prior SaleApr 26, 2016
Deed Document Number0004248197
Deed Book / Page4248 / 197
Record UpdatedJun 8, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address260 LAKE CIR, MADISON, MS 39110-6303
Transaction TypeMortgage
Record UpdatedAug 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 IRONWOOD PLANTATION BLVD, MADISON, MS 39110-6042

Mortgage

Document Number004248/200
DateAug 17, 2022
Book Page4248/200
Instrument963767
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON MS
Recording DateAug 17, 2022
Property Address260 LAKE CIR, MADISON, MS 39110-6303
Document Number004248/197
Book / Page4248 / 197
Map ReferenceCAB D SL 193
Instrument DateAug 9, 2022
Instrument963766
Transaction TypeTransfer
Record UpdatedFeb 12, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45 E LAKE RD, HATTIESBURG, MS 39402-7706

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 LAKE CIR, MADISON, MS 39110-6303

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,498.00 Homeowner's exemption$32,595 (-33.33%)$325,950 (-) Land $50,000 Building $275,950
2024$3,498.00 (-38.6%)
2023$5,697.00$48,893$325,950 Land $50,000 Building $275,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims4 (2021–2024)
Claims Outside the SFHA3 of 4
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000
NETSPEEDMS
Fixed Wireless
301 / 172
T-Mobile
Fixed Wireless
100 / 20

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