Guadalupe County property record for 264 Gardner Cv, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,401 sqft · built 2011 |
| Lot Size | 0.153 acres (6,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,400 (Dec 2019) |
| Tax Bill | $4,723 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0411400J02400000 |
| Primary APN | 1G0411400J02400000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,401 sqft Living Area |
| Gross Area | 2,922 sqft |
| 1st Floor Area | 2,080 sqft |
| 2nd Floor Area | 321 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,653 sqft (0.153 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Type | Attached |
| Garage Area | 395 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 146 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 264 GARDNER CV |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-4366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BUFFALO CROSSING #4 BLOCK J LOT 24 0.1527 AC |
| Legal Subdivision | BUFFALO CROSSING #4 |
| Legal Tract | 24 |
| Legal Block | J |
| Legal Lot Number | 24 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 210718 |
Source: Guadalupe County records · APN 1G0411400J02400000
Assessment roll updated August 12, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 264 GARDNER CV, CIBOLO, TX 78108-4366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Sep 19, 2018 | Warranty Deed, Transfer · VA Mortgage AMERICAN PACIFIC MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | Dec 16, 2019 · Amount on Record |
| Deed Document Number | 201999028771 |
| Prior Transfer Date | Dec 13, 2019 |
| Prior Transfer Doc | 0000028771 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Dec 16, 2019 |
| Property Address | 264 GARDNER CV, CIBOLO, TX 78108-4366 |
| Document Number | 0000028771 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 28771 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366 |
| Document Number | 28772 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 28772 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Sep 19, 2018 |
| Property Address | 264 GARDNER CV, CIBOLO, TX 78108-4366 |
| Document Number | 0000021476 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 21476 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2019 |
| Title Company | PRESIDIO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 264 GARDNER CV CIBOLO TX 781084366, CIBOLO, TX 78108-4366 |
| Document Number | 21477 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 21477 |
| Name | AMERICAN PACIFIC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2048 |
Source: Guadalupe County records · Assessment roll updated August 12, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,668 (+7.68%) Land $58,348 Building $290,320 | $348,668 (+7.68%) Land $58,348 Building $290,320 | |
| 2025 | $4,723.00 (-26.13%) Homeowner's exemption | $323,811 (-19.21%) Land $40,349 Building $283,462 | $323,811 (-19.21%) Land $40,349 Building $283,462 |
| 2024 | $6,394.00 (+13.49%) | ||
| 2023 | $5,634.00 (-10.95%) Homeowner's exemption | $400,782 Land $54,236 Building $346,546 | $400,782 Land $54,236 Building $346,546 |
| 2022 | $6,327.00 |
Source: FEMA National Flood Hazard Layer as of April 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CellTex Networks.
Based on FCC filings for 158 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CIBOLO serves 20,331 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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