256 Gardner Cv, Cibolo, TX 78108 Property Records

Guadalupe County property record for 256 Gardner Cv, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,924 sqft · built 2010
Lot Size	0.153 acres (6,653 sqft)
Owner	Individual Name on Record
Last Sale	$572,565 (Sep 2021)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1G0411400J02600000`

Property Details

APN / Parcel Number

Primary APN	`1G0411400J02600000`
Alternative APNs	`000000131506` `000000254740` `131506`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	1,924 sqft
Utility Area	80 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	6,653 sqft (0.153 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	46 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	256 GARDNER CV
City	CIBOLO
State	TX
Zip	78108-4366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #4 BLOCK J LOT 26 0.1527 AC
Legal Subdivision	BUFFALO CROSSING #4
Legal Tract	26
Legal Block	J
Legal Lot Number	26
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3005
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	256 GARDNER CV, CIBOLO, TX 78108-4366
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 12, 2018	Warranty Deed, Transfer PRESIDIO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on Record
Deed Sale	Sep 22, 2021 · Amount on Record
Prior Sale	Jul 12, 2018
Deed Document Number	202132819
Prior Transfer Date	Mar 22, 2021
Prior Transfer Doc	0099009959
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUADALUPE TX
Recording Date	Sep 22, 2021
Property Address	256 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0099032819
Map Reference	VOL 7 PG 384
Instrument Date	Sep 16, 2021
Instrument	202199032819
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	256 GARDNER CV, 256, CIBOLO, TX 78108-4366

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 GARDNER CV, CIBOLO, TX 78108-4366

Mortgage

Document Number	0099032820
Date	Sep 22, 2021
Instrument	202199032820

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.91%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jul 12, 2018
Property Address	256 GARDNER CV, CIBOLO, TX 78108-4366
Document Number	0000015484
Instrument Date	Jul 10, 2018
Instrument	15484
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PRESIDIO TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 GARDNER CV CIBOLO TX 78108, CIBOLO, TX 78108

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,427 (+3.74%) Land $58,348 Building $248,079	$306,427 (+3.74%) Land $58,348 Building $248,079
2025	$2,523.00 (-27.75%) Homeowner's exemption Senior Citizen's exemption	$295,366 (-19.09%) Land $40,349 Building $255,017	$295,366 (-19.09%) Land $40,349 Building $255,017
2024	$3,492.00 (-0.14%)
2023	$3,497.00 (-11.51%) Homeowner's exemption Senior Citizen's exemption	$365,064 Land $54,236 Building $310,828	$365,064 Land $54,236 Building $310,828
2022	$3,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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