261 Cobblestone Cir, Red Oak, TX 75154 Property Records

Ellis County property record for 261 Cobblestone Cir, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 2002
Lot Size	0.285 acres (12,415 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Jun 2007)
Tax Bill	$3,958 (2025)
Deeds & Mortgages	Feb 2024 Second Mortgage Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R218030`

Property Details

APN / Parcel Number

Primary APN	`R218030`
Alternative APNs	`72304890103100111` `218030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	2,313 sqft
1st Floor Area	1,552 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	165 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	340 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	261 COBBLESTONE CIR
City	RED OAK
State	TX
Zip	75154-5044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 BLK A COBBLESTONE ESTS 0.285 AC
Legal Subdivision	COBBLESTONE ESTS
Legal Block	A
Legal Lot Number	31
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	4
Census Block	4000
Census Tract	60207

Owner

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	261 COBBLESTONE CIR, RED OAK, TX 75154-5044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jan 5, 2017	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2007 · Amount on Record
Deed Sale	Jun 19, 2007 · Amount on Record
Prior Sale	Jan 16, 2007 · Amount on Record
Deed Document Number	200717796
Deed Book / Page	2317 / 1825
Prior Transfer Date	Jun 14, 2007
Prior Transfer Doc	0023171825
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	261 COBBLESTONE CIR, RED OAK, TX 75154-5044
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002404679
Date	Feb 20, 2024
Instrument	2404679

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 16, 2039

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	261 COBBLESTONE CIR, RED OAK, TX 75154-5044
Document Number	0000003872
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	261 COBBLESTONE CIR RED OAK TX 751545044, RED OAK, TX 75154-5044

Mortgage

Document Number	0000003872
Date	Feb 9, 2017
Instrument	3872

Lender

Name	WELLS FARGO BK
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 8, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,748 (-10.02%) Land $65,000 Building $176,748	$241,748 (-10.02%) Land $65,000 Building $176,748
2025	$3,958.00 (-6.89%) Homeowner's exemption	$268,681 (-7.04%) Land $65,000 Building $203,681	$268,681 (-7.04%) Land $65,000 Building $203,681
2024	$4,251.00 (+12.97%)
2023	$3,763.00 (+2.84%) Homeowner's exemption	$289,044 Land $65,000 Building $224,044	$289,044 Land $65,000 Building $224,044
2018	$3,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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