264 Chestnut St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 264 Chestnut St, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,208 sqft · built 1953
Lot Size	0.246 acres (10,703 sqft)
Owner	Individual Name on Record
Last Sale	$374,000 (Aug 2013)
Tax Bill	$10,977 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Feb 2023 Sale + 1 more
APN	`NHAM M:017A B:0132 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0132 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,208 sqft Living Area
Gross Area	1,848 sqft
1st Floor Area	1,988 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Concrete Block
Lot Area	10,703 sqft (0.246 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	264 CHESTNUT ST
City	FLORENCE
State	MA
Zip	01062-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	A C EGAN
Legal Block	132
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2009
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	264 CHESTNUT ST, FLORENCE, MA 01062-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2025	Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION
Feb 17, 2023	Warranty Deed, Transfer
Feb 22, 2018	Warranty Deed, Transfer RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Prior Sale	Aug 31, 2010
Deed Document Number	20132
Deed Book / Page	11448 / 87
Last Transfer Date	Jan 10, 2023
Transfer Doc	014803-309
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	264 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015498-117
Date	Aug 11, 2025
Book Page	15498/117
Instrument	12982

Lender

Name	UMASS/FIVE COLLEGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 17, 2023
Property Address	264 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Document Number	014803-309
Book / Page	14803 / 309
Instrument Date	Jan 10, 2023
Instrument	2408
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 CHESTNUT ST, FLORENCE, MA 01062-1438

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Feb 22, 2018
Property Address	264 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Document Number	12885-225
Book / Page	12885 / 225
Instrument	3311
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$72.51
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 CHESTNUT ST, NORTHAMPTON, MA 01062-1438

Mortgage

Document Number	12885-227
Date	Feb 22, 2018
Book Page	12885/227
Instrument	3312

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,977.00 (+12.83%)	$788,000 (+28.3%) Land $170,300 Building $617,700	$716,775 (+18.52%)
2024			$604,770
2023	$9,729.00	$614,200 Land $135,100 Building $479,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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