246 Chestnut St, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 246 Chestnut St, Florence, MA 01062

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,841 sqft · built 1974
Lot Size	0.712 acres (31,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$479,000 (Mar 2021)
Tax Bill	$8,132 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2021 Sale + 3 more
APN	`NHAM M:017A B:0284 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:017A B:0284 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,841 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	31,002 sqft (0.712 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	246 CHESTNUT ST
City	FLORENCE
State	MA
Zip	01062-1438
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	URA
Legal Block	284
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	2
Census Block	2009
Census Tract	821602

Owner

Source: Hampshire County and Northampton City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	246 CHESTNUT ST, FLORENCE, MA 01062-1438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · ARM THE WASHINGTON TRUST CO OF WESTERLY
Mar 19, 2021	Quit Claim Deed, Transfer
Jul 21, 2020	Deed of Trust, Mortgage · Line of Credit FLORENCE BK
Jul 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 16, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on Record
Deed Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	20216568
Deed Book / Page	14022 / 53
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	246 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014583-236
Date	Jun 14, 2022
Book Page	14583/236
Instrument	12433

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2032
Index	1-Year CMT

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Mar 19, 2021
Property Address	246 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Document Number	14022-53
Book / Page	14022 / 53
Instrument Date	Mar 19, 2021
Instrument	6568
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1520 N AVON ST, BURBANK, CA 91505-1819

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	246 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Document Number	13710-316
Instrument Date	Jul 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CHESTNUT ST NORTHAMPTON MA 010621438, NORTHAMPTON, MA 01062-1438

Mortgage

Document Number	13710-316
Date	Jul 27, 2020
Book Page	013710/000316
Instrument	14482

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 15, 2020
Property Address	246 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Document Number	13697-50
Book / Page	013697 / 000050
Instrument Date	Jul 13, 2020
Instrument	13519
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	246 CHESTNUT ST NORTHAMPTON MA 010621438, NORTHAMPTON, MA 01062-1438

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTHAMPTON MA
Recording Date	Jul 16, 2019
Property Address	246 CHESTNUT ST, NORTHAMPTON, MA 01062-1438
Document Number	13322-172
Book / Page	013322 / 000172
Instrument Date	Jun 25, 2019
Instrument	12437
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	87 SPRUCE HILL AVE FLORENCE MA 010623414, FLORENCE, MA 01062-3414

Tax Assessment & Valuation

Source: Hampshire County and Northampton City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,132.00 (+18.46%)	$583,800 (+34.7%) Land $178,400 Building $405,400	$659,409
2023	$6,865.00	$433,400 Land $142,200 Building $291,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people · EPA ID MA1214000
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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