264 Ashley Ave, Charleston, SC 29403 Property Records

Charleston County property record for 264 Ashley Ave, Charleston, SC 29403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,192 sqft · built 1900
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Jul 2010)
Tax Bill$2,445 (2025)
Deeds & MortgagesMay 2026 Mortgage
Flood ZoneZone AE (high risk)
APN460-07-04-246

Property Details

APN / Parcel Number

Primary APN460-07-04-246

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,192 sqft Living Area
1st Floor Area1,096 sqft
Upper Floors Area1,096 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum Siding
Foundation TypeSlab (Mat/Raft)
Lot Area1,742 sqft (0.04 acres)
PorchSlab
Porch Area304 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address264 ASHLEY AVE
CityCHARLESTON
StateSC
Zip29403-5243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAPPLATB L15 MAPPLATP 0442 SUBDIVISIONNAME CITY OF CHARLESTON LOT 24
Legal SubdivisionCITY OF CHARLESTON
Legal Lot Number24
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1007
Census Tract1100

Owner

264 Ashley Ave is owned by an individual who acquired it in October 2015.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 662, CHARLESTON, SC 29402-0662
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2010 · Amount on File
Deed SaleJul 2, 2010 · Amount on File
Prior SaleDec 27, 2006 · Amount on File
Deed Book / Page131 / 454
Last Transfer DateOct 21, 2015
Transfer Doc0005130849
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateMay 28, 2026
Property Address264 ASHLEY AVE, CHARLESTON, SC 29403-5243
Document Number0013910874
Book / Page1391 / 874
Instrument DateMay 18, 2026
Instrument202632842
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address264 ASHLEY AVE, CHARLESTON, SC 29403-5243

Mortgage

Document Number0000032842,
DateMay 28, 2026
Book Page1391/874
Instrument202632842
Lender
NameBAY BANK TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 264 Ashley Ave was $2,445, up 12.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,445.00 (+12.36%)$472,133 (+2,775.35%) Land $262,313 Building $209,820$760,806 Land $481,106 Building $279,700
2024$2,176.00$16,420
2022$2,022.00$16,420$623,300 Land $346,300 Building $277,000
2020$623,300 Land $346,300 Building $277,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 264 Ashley Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 104 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies120 units insured
incl. 16 condo units
Nearby Flood Claims26 (1989–2018)
Claims Outside the SFHA1 of 26
Most Recent ClaimJul 2018 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Oct 2015 · 6 claims
  • Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 264 Ashley Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Hotwire Communications.

Nearby Properties on Ashley Ave

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