256 Ashley Ave, Charleston, SC 29403 Property Records

Charleston County property record for 256 Ashley Ave, Charleston, SC 29403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,900 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Dec 2015)
Tax Bill	$9,198 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`460-11-02-120`

Property Details

APN / Parcel Number

Primary APN	`460-11-02-120`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	982 sqft
Upper Floors Area	918 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	79 ft deep x 39 ft wide
Porch	Slab
Porch Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	256 ASHLEY AVE
City	CHARLESTON
State	SC
Zip	29403-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -256 ASHLEY AVE DESCRIPTION -LT 6
Legal Subdivision	256 ASHLEY AVE
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1008
Census Tract	1100

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	500 WESTOVER DR, SANFORD, NC 27330-8941
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FIN'L SVC
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST RELIANCE BK
Oct 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2015 · Amount on Record
Deed Sale	Dec 1, 2015 · Amount on Record
Prior Sale	Apr 3, 2009 · Amount on Record
Deed Book / Page	520 / 586
Prior Transfer Date	Aug 1, 2003
Prior Transfer Doc	A464/0364
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	256 ASHLEY AVE, CHARLESTON, SC 29403-5244
Document Number	0926/0386
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 ASHLEY AVE CHARLESTON SC 294035244, CHARLESTON, SC 29403-5244

Mortgage

Document Number	0926/0386
Date	Oct 17, 2020
Book Page	000926/000386

Lender

Name	RESOURCE FIN'L SVC
Type	Funding / Finance Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	256 ASHLEY AVE, CHARLESTON, SC 29403-5244
Document Number	0864/0307
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 ASHLEY AVE CHARLESTON SC 294035244, CHARLESTON, SC 29403-5244

Mortgage

Document Number	0864/0307
Date	Mar 5, 2020
Book Page	000864/000307

Lender

Name	FIRST RELIANCE BK
Type	Bank
Address	ST FLORENCE, SC 29464

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	256 ASHLEY AVE, CHARLESTON, SC 29403-5244
Document Number	0673/0496
Book / Page	000673 / 000496
Instrument Date	Oct 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	256 ASHLEY AVE CHARLESTON SC 294035244, CHARLESTON, SC 29403-5244

Mortgage

Document Number	0673/0496
Date	Oct 17, 2017
Book Page	000673/000496

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,198.00 (+11.23%)	$548,837 (+1,817%) Land $292,165 Building $256,672	$1,114,200 (+65.26%) Land $548,700 Building $565,500
2024	$8,269.00 (+7.96%)	$28,630 (-)
2022	$7,659.00	$28,630	$674,200 (-) Land $358,900 Building $315,300
2020			$674,200 Land $358,900 Building $315,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	120 units insured incl. 16 condo units
Nearby Flood Claims	26 (1989–2018)
Claims Outside the SFHA	1 of 26
Most Recent Claim	Jul 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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