Kane County property record for 264 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1902 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $143,000 (Aug 2003) |
| Tax Bill | $4,020 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-281-008 |
| Primary APN | 06-23-281-008 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,500 sqft |
| Basement Area | 600 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Bungalow |
| Construction Type | Frame |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 264 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 4 BLOCK 2 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 264 ADAMS ST, ELGIN, IL 60123-7564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2003 · Amount on Record |
| Deed Sale | Aug 27, 2003 · Amount on Record |
| Prior Sale | Dec 27, 1999 · Amount on Record |
| Deed Document Number | 2003154191 |
| Prior Transfer Date | Nov 19, 1999 |
| Prior Transfer Doc | 0000120977 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,020.00 (+15.78%) Homeowner's exemption | $60,695 (+8.57%) Land $15,540 Building $45,155 | $182,158 (+8.57%) Land $46,639 Building $135,519 |
| 2024 | $55,904 (+21.39%) Land $14,313 Building $41,591 | $167,779 (+21.44%) Land $42,956 Building $124,823 | |
| 2022 | $3,472.00 (+5.02%) Homeowner's exemption | $46,052 (+6.96%) Land $11,791 Building $34,261 | $138,156 (+6.96%) Land $35,373 Building $102,783 |
| 2021 | $3,306.00 Homeowner's exemption | $43,056 Land $11,024 Building $32,032 | $129,168 Land $33,072 Building $96,096 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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