Kane County property record for 260 Adams St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,888 sqft · built 1892 |
| Lot Size | 0.248 acres (10,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Aug 1994) |
| Tax Bill | $7,696 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-281-012 |
| Primary APN | 06-23-281-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Gross Area | 4,342 sqft |
| Basement Area | 1,454 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Construction Type | Frame |
| Lot Area | 10,794 sqft (0.248 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 260 ADAMS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN PARK ADDN LOT 3 & WEST 1/2 OF LOT 2 BLOCK 2 |
| Legal Subdivision | MORGAN PARK ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 851600 |
260 Adams St is owned and occupied by two individuals who acquired it in October 2000.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 260 ADAMS ST, ELGIN, IL 60123-7579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 1994 · Amount on File |
| Deed Sale | Aug 19, 1994 · Amount on File |
| Deed Document Number | 199464842 |
| Deed Book / Page | 931 / 423 |
| Last Transfer Date | Oct 6, 2000 |
| Transfer Doc | 0000089889 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 260 Adams St was $7,696 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,696.00 Homeowner's exemption | $108,886 (+8.57%) Land $21,585 Building $87,301 | $326,789 (+8.57%) Land $64,781 Building $262,008 |
| 2024 | $100,291 Land $19,881 Building $80,410 | $300,993 Land $59,667 Building $241,327 | |
| 2022 | $6,121.00 (+4.58%) Homeowner's exemption | $76,594 (+6.96%) Land $16,377 Building $60,217 | $229,782 (+6.96%) Land $49,131 Building $180,651 |
| 2021 | $5,853.00 Homeowner's exemption | $71,610 Land $15,311 Building $56,299 | $214,830 Land $45,933 Building $168,897 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 260 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 260 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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