2639 Lowell Cir, Melbourne, FL 32935 Property Records

Brevard County property record for 2639 Lowell Cir, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,112 sqft · built 1991
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$640,000 (Jun 2024)
Tax Bill	$8,494 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-07-32-*-56`

Property Details

APN / Parcel Number

Primary APN	`27-37-07-32-*-56`
Alternative APNs	`27-37-07-32-00000.0-0056.00` `2710746`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,112 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished/Open Porch
Porch Area	324 sqft
Deck Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2710746
Street Address	2639 LOWELL CIR
City	MELBOURNE
State	FL
Zip	32935-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WESTON VILLAGE LOT 56
Legal Range	37E
Legal Township	27S
Legal Section	07
Legal Subdivision	WESTON VILLAGE
Legal Lot Number	56
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1004
Census Tract	64123

Owner

2639 Lowell Cir is owned and occupied by two individuals who bought it in June 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2639 LOWELL CIR, MELBOURNE, FL 32935-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Jul 26, 2023 · Amount on File
Deed Document Number	2024124751
Deed Book / Page	10090 / 788
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jul 16, 2026
Property Address	2639 LOWELL CIR, MELBOURNE, FL 32935-2216
Document Number	0000145568
Book / Page	10678 / 1804
Instrument Date	Jun 18, 2026
Instrument	2026145568
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 LOWELL CIR, MELBOURNE, FL 32935-2216

Mortgage

Document Number	0000145568,
Date	Jul 16, 2026
Book Page	10678/1804
Instrument	2026145568

Lender

Name	TRUSTCO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 26, 2023
Property Address	2639 LOWELL CIR, MELBOURNE, FL 32935-2216
Document Number	0098461588
Book / Page	9846 / 1588
Map Reference	MB 36 PG 67
Instrument Date	Jul 26, 2023
Instrument	2023156853
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3148 WESTOVER AVE SE, PALM BAY, FL 32909-7531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 LOWELL CIR, MELBOURNE, FL 32935-2216
Investor	Possibly a Property Investor

Mortgage

Document Number	0098461590
Date	Jul 26, 2023
Instrument	9846/1590

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 17, 2019
Property Address	2639 LOWELL CIR, MELBOURNE, FL 32935-2216
Document Number	0085660613
Book / Page	008566 / 000613
Instrument Date	Oct 15, 2019
Instrument	227907
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2639 LOWELL CIR MELBOURNE FL 329352216, MELBOURNE, FL 32935-2216

Mortgage

Document Number	85660616
Date	Oct 17, 2019
Book Page	008566/000616
Instrument	227908

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 16, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2639 Lowell Cir was $8,494 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,840 (-4.4%)	$492,840 (-4.4%)
2025	$8,494.00 Homeowner's exemption	$515,510	$515,510
2023	$7,436.00 (+20.11%)	$482,170 (+30.22%) Land $68,000 Building $414,170	$482,170 (+30.22%) Land $68,000 Building $414,170
2022	$6,191.00	$370,280 Land $68,000 Building $302,280	$370,280 Land $68,000 Building $302,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2639 Lowell Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2639 Lowell Cir is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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