2637 Lowell Cir, Melbourne, FL 32935 Property Records

Brevard County property record for 2637 Lowell Cir, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,268 sqft · built 1992
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Nov 2014)
Tax Bill	$116 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-07-32-*-57`

Property Details

APN / Parcel Number

Primary APN	`27-37-07-32-*-57`
Alternative APNs	`27-37-07-32-00000.0-0057.00` `2710747`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,998 sqft
1st Floor Area	2,268 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	290 sqft
Deck Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2710747
Street Address	2637 LOWELL CIR
City	MELBOURNE
State	FL
Zip	32935-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	WESTON VILLAGE LOT 57
Legal Range	37E
Legal Township	27S
Legal Section	07
Legal Subdivision	WESTON VILLAGE
Legal Lot Number	57
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1004
Census Tract	64123

Owner

2637 Lowell Cir is owned and occupied by two individuals who bought it in November 2014.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2637 LOWELL CIR, MELBOURNE, FL 32935-2216
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 29, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2014 · Amount on File
Deed Sale	Nov 14, 2014 · Amount on File
Prior Sale	Jul 13, 2000 · Amount on File
Deed Document Number	2014224700
Deed Book / Page	7247 / 1709
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2637 LOWELL CIR, MELBOURNE, FL 32935-2216
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 LOWELL CIR, MELBOURNE, FL 32935-2216

Mortgage

Document Number	0098612422
Date	Aug 14, 2023
Book Page	9861/2422
Instrument	2023171892

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2637 LOWELL CIR, MELBOURNE, FL 32935-2216
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 LOWELL CIR, MELBOURNE, FL 32935-2216

Mortgage

Document Number	0090722663
Date	Apr 1, 2021
Book Page	9072/2663
Instrument	2021083243

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BREVARD FL
Property Address	2637 LOWELL CIR, MELBOURNE, FL 32935-2216
Document Number	0082732509
Instrument Date	Aug 29, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2637 LOWELL CIR MELBOURNE FL 329352216, MELBOURNE, FL 32935-2216

Mortgage

Document Number	0082732509
Date	Oct 1, 2018
Book Page	008273/002509
Instrument	218812

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2637 Lowell Cir was $116 with a veteran's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,750 (+2.7%)	$374,880 (-5.83%)
2025	$116.00 Disabled Person's exemption Veteran's exemption	$258,770	$398,070 Land $70,000 Building $328,070
2023	$110.00 (+3.77%) Disabled Person's exemption Veteran's exemption	$244,160 (+3%)	$437,520 (+25.07%) Land $68,000 Building $369,520
2022	$106.00 Disabled Person's exemption Veteran's exemption	$237,050	$349,810 Land $68,000 Building $281,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2637 Lowell Cir in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Tropical Storm Fay, Aug 2008 · 4 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2637 Lowell Cir is low, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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