2638 Spruce St, Bunnell, FL 32110 Property Records

Flagler County property record for 2638 Spruce St, Bunnell, FL 32110

Property Summary

Property Type	Vacant Land
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Aug 2025)
Tax Bill	$343 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Feb 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-28-1800-01110-0070`

Property Details

APN / Parcel Number

Primary APN	`13-12-28-1800-01110-0070`

Exterior

Lot Area	49,484 sqft (1.13 acres)
Lot Width	165 ft Width

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2638 SPRUCE ST
City	BUNNELL
State	FL
Zip	32110-7235
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	MH-1
Legal Description	DAYTONA NORTH SUBD BLOCK 111 LOT 7 OR BOOK 108 PAGE 527 OR BOOK 164 PAGE 231 OR 178 PG 148OR 239 PG 621 OR 254 PG 105
Legal Range	28E
Legal Township	12S
Legal Section	13
Legal Subdivision	DAYTONA NORTH SUB
Legal Block	111
Legal Lot Number	7
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3075
Census Tract	60206

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2638 SPRUCE ST, BUNNELL, FL 32110-7235
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Feb 12, 2024	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 4, 2024	Warranty Deed, Transfer LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Feb 12, 2024 · Amount on Record
Deed Document Number	2025033367
Deed Book / Page	2983 / 246
Record Updated	Jun 8, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 13, 2025
Property Address	2638 SPRUCE ST, BUNNELL, FL 32110-7235
Document Number	0029830246
Book / Page	2983 / 246
Map Reference	MB 10 PG 1-15
Instrument Date	Aug 6, 2025
Instrument	2025033367
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 SPRUCE ST, BUNNELL, FL 32110-7235

Mortgage

Document Number	0002983248
Date	Aug 13, 2025
Instrument	2983/248

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Feb 12, 2024
Property Address	2638 SPRUCE ST, BUNNELL, FL 32110-7235
Document Number	0028451134
Book / Page	2845 / 1134
Map Reference	MB 10 PG 1-15
Instrument Date	Feb 8, 2024
Instrument	2024005599
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 BRIDGETON PIKE # PIKE200-14, PIKE200-14, MULLICA HILL, NJ 08062-2618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 OHIO ST, PIERSON, FL 32180-2248

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 4, 2024
Property Address	2638 SPRUCE ST, BUNNELL, FL 32110-7235
Document Number	0028371738
Book / Page	2837 / 1738
Map Reference	MB 10 PG 1-15
Instrument Date	Dec 27, 2023
Instrument	2024000550
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	LAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Tax	$122.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1804 TEMPLETON LN, VIRGINIA BEACH, VA 23454-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 BRIDGETON PIKE, MULLICA HILL, NJ 08062-2618
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$343.00 (+12.46%)	$25,000 (+16.28%) Land $25,000	$25,000 (+16.28%) Land $25,000
2023	$305.00 (+6.64%)	$21,500 (+13.16%) Land $21,500	$21,500 (+13.16%) Land $21,500
2022	$286.00	$19,000 Land $19,000	$19,000 Land $19,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	5 (2001–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

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