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  5. Spruce St

2740 Spruce St, Bunnell, FL 32110 Property Records

Flagler County property record for 2740 Spruce St, Bunnell, FL 32110

Property Summary

Property TypeMobile Home
Details4 bd · 2.5 ba · 2,381 sqft · built 2005
Lot Size2.27 acres (99,055 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Sep 2020)
Tax Bill$4,406 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-12-28-1800-01100-0050

Property Details

APN / Parcel Number

Primary APN13-12-28-1800-01100-0050

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,381 sqft Living Area
Gross Area3,224 sqft
1st Floor Area2,381 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2010
Architectural StyleMobile Home
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area99,055 sqft (2.27 acres)
Lot Width165 ft Width
Garage TypeDetached
Garage Area1,840 sqft
DrivewayConcrete Driveway
Driveway Area348 sqft
Storage Building94 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2740 SPRUCE ST
CityBUNNELL
StateFL
Zip32110-7217
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMH-1
Legal DescriptionDAYTONA NORTH SUBD BLOCK 110 LOT 5 & 6 OR 108 PG 527 OR 197 PG 50 OR 801 PG 1062 OR 1336/829 OR 1742/877 OR 1928/261 OR 2097/972 OR 2097/1127-UNITY OF TITLE OR 2279/1919 OR 2368/1054 OR 2474/1182
Legal Range28E
Legal Township12S
Legal Section13
Legal SubdivisionDAYTONA NORTH
Legal Block110
Legal Lot Number5
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3068
Census Tract60206

Owner

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address112 N WILLARD AVE, JANESVILLE, WI 53548-3362
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Warranty Deed, Transfer · Conventional Mortgage
SYNERGY ONE LENDING
Jul 10, 2019Quit Claim Deed, Mortgage · VA Mortgage
NAVY FCU
May 17, 2018Warranty Deed, Transfer · VA Mortgage
IMC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2020 · Amount on Record
Deed SaleSep 8, 2020 · Amount on Record
Prior SaleSep 8, 2020 · Amount on Record
Deed Document Number202035511
Deed Book / Page2474 / 1182
Prior Transfer DateNov 19, 2015
Prior Transfer Doc0020970972
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateSep 8, 2020
Property Address2740 SPRUCE ST, BUNNELL, FL 32110-7217
Document Number0024741182
Book / Page2474 / 1182
Map ReferenceMB 10 PG 1-15
Instrument DateAug 31, 2020
Instrument2020035511
Transaction TypeTransfer
Record UpdatedJan 17, 2022
Title CompanyFLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2740 SPRUCE ST, 2740, BUNNELL, FL 32110-7217

Transferred To (Grantee/Buyer)

NameVerified Name
Address112 N WILLARD AVE, JANESVILLE, WI 53548-3362

Mortgage

Document Number0024741183
DateSep 8, 2020
Instrument2474/1183
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

July 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionFLAGLER FL
Recording DateJul 10, 2019
Property Address2740 SPRUCE ST, BUNNELL, FL 32110-7217
Document Number0023681054
Book / Page002368 / 001054
Instrument DateJul 1, 2019
Instrument25279
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 SPRUCE ST BUNNELL FL 321107217, BUNNELL, FL 32110-7217

Mortgage

Document Number23681057
DateJul 10, 2019
Book Page002368/001057
Instrument25280
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 9, 2049

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateMay 17, 2018
Property Address2740 SPRUCE ST, BUNNELL, FL 32110-7217
Document Number0022791919
Book / Page2279 / 1919
Map ReferenceMB10 PG1-5
Instrument DateMay 11, 2018
Instrument2018018300
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFLAGLER COUNTY ABSTRACT CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,477.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9710 TAFT HWY, 9710, WILLIAMSTOWN, KY 41097-5073

Transferred To (Grantee/Buyer)

NameVerified Name
Address2740 SPRUCE ST, BUNNELL, FL 32110-7217

Mortgage

Document Number2018018301
DateMay 17, 2018
Instrument2018018301
Lender
NameIMC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,406.00 (-6.45%)$320,810 (-2.08%) Land $50,000 Building $270,810$320,810 (-2.08%) Land $50,000 Building $270,810
2024$4,710.00 (+1.82%)
2023$4,626.00 (+7.36%)$327,609 (+1.77%) Land $43,000 Building $284,609$327,609 (+1.77%) Land $43,000 Building $284,609
2022$4,309.00$321,914 Land $38,000 Building $283,914$321,914 Land $38,000 Building $283,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims5 (2001–2024)
Claims Outside the SFHA2 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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