2638 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2638 Lone Jack Rd, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage1,893 sqft Living Area
Lot Size21,780 sqft (0.5 acres)
GarageCarport
OccupancyOwner Occupied
Tax Bill$2,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-173-14-00
Alternative APN
  • 2641715900

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,893 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleConventional Style
Exterior MaterialStucco Exterior
Roof MaterialWood Shingle Roof
Lot Area21,780 sqft (0.5 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number2641715900
Street Address2638 LONE JACK RD
CityENCINITAS
StateCA
Zip92024-6640
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 76 DOC74-147834 IN ST CLSD&IN BLK 75&IN TR 000326
Legal SubdivisionOLIVENHAIN COLONY
Legal Tract000326
Legal Block76,75
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract17111

Owner

Source: San Diego County records · APN 264-173-14-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2638 LONE JACK RD, ENCINITAS, CA 92024-6640
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
PENTAGON FCU
Dec 13, 2019Deed of Trust, Mortgage · Line of Credit
UNIVEST BANK & TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 24, 2008
Transfer Doc0000294086
Record RefreshedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2638 LONE JACK RD, ENCINITAS, CA 92024-6640
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000498844
DateOct 26, 2017
Instrument2017-0498844
Lender
NamePENTAGON FCU
TypeCredit Union
AddressALEXANDRIA, VA 22313
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2638 LONE JACK RD, ENCINITAS, CA 92024-6640
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000582965
DateDec 13, 2019
Instrument2019-0582965
Lender
NameUNIVEST BANK & TRUST CO
TypeBank
AddressALEXANDRIA, VA 22313
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 19, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$274,286 (+2%) Land $93,236 Building $181,050
2025$2,933.00 (+6.19%) Homeowner's exemption$268,908 (+4.04%) Land $91,408 Building $177,500
2023$2,762.00 (+2.11%) Homeowner's exemption$258,467 Land $87,859 Building $170,608
2022$2,705.00

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