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2629 Lone Jack Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 2629 Lone Jack Rd, Encinitas, CA 92024 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,633 sqft · built 1990
Lot Size0.58 acres (25,265 sqft)
OwnerCompany Name on File
Last Sale$1,400,000 (May 2015)
Tax Bill$20,407 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN264-171-78-00

Property Details

APN / Parcel Number

Primary APN264-171-78-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,633 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area25,265 sqft (0.58 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2629 LONE JACK RD
CityENCINITAS
StateCA
Zip92024-6641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPAR 2 TR PM14086
Legal SubdivisionCITY OF ENCINITAS
Legal Tract14086
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2011
Census Tract17111

Owner

Source: San Diego County records · APN 264-171-78-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address315 S COAST HIGHWAY 101, U200, ENCINITAS, CA 92024-3543
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Feb 02, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Oct 06, 2020Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 29, 2015 · Amount on Record
Deed SaleMay 29, 2015 · Amount on Record
Prior SaleJul 31, 2009 · Amount on Record
Deed Document Number2015276233
Prior Transfer DateApr 23, 2015
Prior Transfer Doc0000283567
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2629 LONE JACK RD, ENCINITAS, CA 92024-6641
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanyWESTERN RESOURCES TITLE, WESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2629 LONE JACK RD, ENCINITAS, CA 92024-6641

Mortgage

Document Number0000080651
DateFeb 02, 2021
Instrument2021-0080651
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2629 LONE JACK RD, ENCINITAS, CA 92024-6641
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address315 S COAST HIGHWAY 101 U200, U200, ENCINITAS, CA 92024-3543

Mortgage

Document Number0000601511
DateOct 06, 2020
Instrument2020-0601511
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueOct 01, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,716,230 (+2%) Land $919,408 Building $796,822
2025$20,407.00 (+8.42%) Homeowner's exemption$1,682,580 (+4.04%) Land $901,381 Building $781,199
2023$18,823.00 (+1.84%) Homeowner's exemption$1,617,245 Land $866,380 Building $750,865
2022$18,483.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730171112, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2010–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 259 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
AT&TDSL100 / 20

May also be available at this address: Verizon, Cox Communications, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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