2638 Baumgardner Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2638 Baumgardner Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,836 sqft · built 1987
Lot Size	1.03 acres (44,954 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Jul 2024)
Tax Bill	$5,092 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-016788`

Property Details

APN / Parcel Number

Primary APN	`02-016788`
Alternative APNs	`2016788` `016788`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,836 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	44,954 sqft (1.03 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	312 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	016788
Street Address	2638 BAUMGARDNER RD
City	WESTMINSTER
State	MD
Zip	21158-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 3 - 1.032 ACS 2638 BAUMGARDNER RD 28-6 WILLETS VIEW SC 2
Legal Subdivision	WILLETS VIEW EAST BAUMGARDNER
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2013
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2638 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Line of Credit PEAKE FCU
Jul 22, 2020	Grant Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024 · Amount on Record
Deed Sale	Jul 29, 2024 · Amount on Record
Prior Sale	Jul 22, 2020 · Amount on Record
Deed Book / Page	11284 / 260
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2638 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	0115980277
Date	Oct 28, 2025
Book Page	11598/277

Lender

Name	PEAKE FCU
Type	Credit Union
Address	TOWSON, MD 21204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jul 22, 2020
Property Address	2638 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0097690218
Book / Page	009769 / 000218
Instrument Date	Jun 30, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	R AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2638 BAUMGARDNER RD WESTMINSTER MD 211582602, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	97690224
Date	Jul 22, 2020
Book Page	009769/000224

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,092.00 (+5.16%) Homeowner's exemption	$458,200 (+25.67%) Land $125,300 Building $332,900	$458,200 (+25.67%) Land $125,300 Building $332,900
2025	$4,842.00 (+17.55%) Homeowner's exemption
2023	$4,119.00	$364,600 Land $125,300 Building $239,300	$364,600 Land $125,300 Building $239,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone, T-Mobile.

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