2610 Baumgardner Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2610 Baumgardner Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	3.5 ba · 2,328 sqft · built 2019
Lot Size	12.6 acres (550,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Apr 2017)
Tax Bill	$8,454 (2026)
Deeds & Mortgages	Jun 2019 Mortgage Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-016176`

Property Details

APN / Parcel Number

Primary APN	`02-016176`
Alternative APNs	`2016176` `016176`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,328 sqft Total Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	550,163 sqft (12.6 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	684 sqft
Porch	Slab
Porch Area	426 sqft
Deck Area	192 sqft
Patio Area	480 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016176
Street Address	2610 BAUMGARDNER RD
City	WESTMINSTER
State	MD
Zip	21158-2602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT - 12.63 ACS 2610 BAUMGARDNER RD NR TYRONE
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2013
Census Tract	502000

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2610 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage FARM CREDIT SVCS
Nov 28, 2018	Deed of Trust, Mortgage FARM CREDIT SVCS
Apr 19, 2017	Grant Deed, Transfer · Conventional with PMI STEARNS LNDG
Apr 19, 2017	Grant Deed, Transfer CONTINENTAL TITLE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2017 · Amount on Record
Deed Sale	Apr 19, 2017 · Amount on Record
Prior Sale	Jun 12, 2006 · Amount on Record
Deed Document Number	20178664-0263
Deed Book / Page	8664 / 263
Transfer Doc	0008550975
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2610 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0093220460
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 BAUMGARDNER RD WESTMINSTER MD 211582602, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	0093220460
Date	Jun 19, 2019
Book Page	009322/000460

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	WESTMINSTER, MD 21157

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2610 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0091790386
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2610 BAUMGARDNER RD WESTMINSTER MD 211582602, WESTMINSTER, MD 21158-2602

Mortgage

Document Number	0091790386
Date	Dec 6, 2018
Book Page	009179/000386

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LANCASTER, PA 17604

Agreement

Amount	Amount Recorded

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 19, 2017
Property Address	2610 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0086640263
Book / Page	008664 / 000263
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	CONTINENTAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2644 TYRONE RD WESTMINSTER MD 211582620, WESTMINSTER, MD 21158-2620

Mortgage

Document Number	86640268
Date	Apr 19, 2017
Book Page	008664/000268

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 18, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 19, 2017
Property Address	2610 BAUMGARDNER RD, WESTMINSTER, MD 21158-2602
Document Number	0086640262
Book / Page	008664 / 000262
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	CONTINENTAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10220 OLD COLUMBIA RD COLUMBIA MD 210461795, COLUMBIA, MD 21046-1795

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,454.00 (+39.57%) Homeowner's exemption	$827,200 (+42.28%) Land $130,800 Building $696,400	$827,200 (+30.23%) Land $130,800 Building $696,400
2025	$6,057.00 (+13.15%) Homeowner's exemption	$581,400 (+22.71%)	$635,200 (+34.07%) Land $130,800 Building $504,400
2023	$5,353.00 Homeowner's exemption	$473,800 Land $130,800 Building $343,000	$473,800 Land $130,800 Building $343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Quantum Internet & Telephone, T-Mobile.

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