2636 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2636 Stone Rd, Westminster, MD 21158

Property Summary

Property Type	Rural Home
Details	2.5 ba · 2,960 sqft · built 1974
Lot Size	8.31 acres (362,201 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jun 2015)
Tax Bill	$4,938 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-013626`

Property Details

APN / Parcel Number

Primary APN	`03-013626`
Alternative APNs	`3013626` `013626`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,960 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	362,201 sqft (8.31 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	172 sqft
Deck Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	013626
Street Address	2636 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-1828
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AGRIC
Legal Description	LT 4A- 8.315 ACS 2636 STONE RD 56-2 SC 1 SILVER RUN ESTATES RESUB
Legal Subdivision	SILVER RUN ESTATES
Legal Lot Number	4A
Jurisdiction	CARROLL MD
Township / Civil Division	3, MYERS
Census Block Group	2
Census Block	2004
Census Tract	503000

Owner

2636 Stone Rd, a rural home, is owned and occupied by two individuals who bought it in June 2015.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2636 STONE RD, WESTMINSTER, MD 21158-1828
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage YORK TRADITIONS BANK
Aug 18, 2020	Deed, Transfer · Conventional Mortgage YORK TRADITIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2015 · Amount on File
Deed Sale	Jun 8, 2015 · Amount on File
Deed Book / Page	7996 / 310
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	2636 STONE RD, WESTMINSTER, MD 21158-1828
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096780432
Date	May 18, 2020
Book Page	9678/432

Lender

Name	YORK TRADITIONS BANK
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 18, 2020
Property Address	2636 STONE RD, WESTMINSTER, MD 21158-1828
Document Number	0098090125
Book / Page	9809 / 125
Map Reference	MB 56 FO 2
Instrument Date	Jul 22, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3164 FLICKINGER RD, WESTMINSTER, MD 21158-1816

Mortgage

Document Number	0009809133
Date	Aug 18, 2020
Instrument	9809/133

Lender

Name	YORK TRADITIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	6.25%

Tax Assessment & Valuation

The 2026 property tax bill for 2636 Stone Rd was $4,938, up 8.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,938.00 (+8.48%)	$435,600	$504,600 Land $152,800 Building $351,800
2025	$4,552.00
2023	$4,121.00	$364,700	$401,100 Land $127,800 Building $273,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2636 Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2636 Stone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

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