2535 Stone Rd, Westminster, MD 21158 Property Records

Carroll County property record for 2535 Stone Rd, Westminster, MD 21158

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,296 sqft · built 1989
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on File
Last Sale	$299,900 (Apr 2007)
Tax Bill	$3,197 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-015684`

Property Details

APN / Parcel Number

Primary APN	`02-015684`
Alternative APNs	`2015684` `015684`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015684
Street Address	2535 STONE RD
City	WESTMINSTER
State	MD
Zip	21158-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 3 -1.0100 ACS 2535 STONE ROAD 25/4 HUCKLEBERRY BOTTOM
Legal Subdivision	HUCKLEBERRY BOTTOM
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	2, UNIONTOWN
Census Block Group	2
Census Block	2003
Census Tract	502000

Owner

2535 Stone Rd is owned by a company that acquired it in January 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	101 W MAIN ST, WESTMINSTER, MD 21157-4472
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed, Transfer · Commercial Mortgage FARMERS & MERCHANTS BANK
Feb 3, 2022	Intrafamily Transfer, Transfer ASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2007 · Amount on File
Deed Sale	Apr 27, 2007 · Amount on File
Prior Sale	Jul 26, 1995 · Amount on File
Deed Document Number	200763805
Deed Book / Page	5216 / 372
Last Transfer Date	Jan 28, 2022
Transfer Doc	0106620082
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 10, 2022
Property Address	2535 STONE RD, WESTMINSTER, MD 21158-1825
Document Number	0107020216
Book / Page	10702 / 216
Map Reference	MB 25 FO 4
Instrument Date	Mar 1, 2022
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 W MAIN ST, WESTMINSTER, MD 21157-4472

Mortgage

Document Number	0010702219
Date	Mar 10, 2022
Instrument	10702/219

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 3, 2022
Property Address	2535 STONE RD, WESTMINSTER, MD 21158-1825
Document Number	0106620082
Book / Page	10662 / 82
Map Reference	MB 25 FO 4
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATES TITLE SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	101 W MAIN ST, WESTMINSTER, MD 21157-4472

Tax Assessment & Valuation

The 2026 property tax bill for 2535 Stone Rd was $3,197, up 6.3% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,197.00 (+6.32%)	$280,100 Land $125,100 Building $155,000	$280,100 Land $125,100 Building $155,000
2025	$3,007.00
2023	$2,589.00	$229,200 Land $125,100 Building $104,100	$229,200 Land $125,100 Building $104,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2535 Stone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2535 Stone Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Quantum Internet & Telephone, T-Mobile, Xfinity.

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