Whatcom County property record for 2636 Nubgaard Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,216 sqft · built 1978 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $498,630 (May 2006) |
| Tax Bill | $7,269 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Dec 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 557753 |
| Primary APN | 557753 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,216 sqft Living Area |
| 1st Floor Area | 2,696 sqft |
| 2nd Floor Area | 520 sqft |
| Basement Area | 1,948 sqft |
| Unfinished Basement | 1,948 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 130,680 sqft (3 acres) |
| Porch | Porch |
| Porch Area | 960 sqft |
| Deck Area | 590 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 557753 |
|---|---|
| Street Address | 2636 NUBGAARD RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR3 |
| Legal Description | THAT PTN OF E 6 ACRES OF S 12 ACRES OF SW NE DAF-BEG AT SE COR OF SW NE-TH N 89 DEG 58'24\ W ALG S LI 331.80 FT TO TPOB- TH N |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 24 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 557753
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2636 NUBGAARD RD, FERNDALE, WA 98248-9226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU |
| Dec 31, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2006 · Amount on Record |
| Deed Sale | May 26, 2006 · Amount on Record |
| Prior Sale | May 26, 2006 · Amount on Record |
| Deed Document Number | 2060504833 |
| Last Transfer Date | Dec 31, 2018 |
| Transfer Doc | 2181202660 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2636 NUBGAARD RD, FERNDALE, WA 98248-9226 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Title Company | WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW |
| Name | Verified Name |
|---|
| Document Number | 0000201569 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 2026-0201569 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 31, 2018 |
| Property Address | 2636 NUBGAARD RD, FERNDALE, WA 98248-9226 |
| Document Number | 2181202660 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 1202660 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2636 NUBGAARD RD FERNDALE WA 982489226, FERNDALE, WA 98248-9226 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,269.00 (+41.31%) | $933,354 (+22.9%) Land $307,878 Building $625,476 | $933,354 (+22.9%) Land $307,878 Building $625,476 |
| 2022 | $759,428 Land $249,981 Building $509,447 | $759,428 Land $249,981 Building $509,447 | |
| 2021 | $5,144.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Northwest Fiber, T-Mobile USA.
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOUNTAIN VIEW WATER ASSOCIATION private · serves 186 people |
|---|---|
| Water Source | Purchased groundwater from FERNDALE |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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