Whatcom County property record for 2605 Nubgaard Rd, Ferndale, WA 98248 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,536 sqft · built 1974 |
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,900 (Mar 2011) |
| Tax Bill | $4,641 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Mar 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 486900 |
| Primary APN | 486900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Basement Area | 960 sqft |
| Finished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft (1.09 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 316 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 486900 |
|---|---|
| Street Address | 2605 NUBGAARD RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 N 1/2 E 1/2 NW SE-EXC W 536 FT THEREOF |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 24 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 10503 |
Source: Whatcom County records · APN 486900
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2605 NUBGAARD RD, FERNDALE, WA 98248-9226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU |
| Mar 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2011 · Amount on Record |
| Deed Sale | Mar 02, 2011 · Amount on Record |
| Prior Sale | Aug 12, 2009 · Amount on Record |
| Deed Document Number | 2110300169 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2605 NUBGAARD RD, FERNDALE, WA 98248-9226 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001200869 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 2022-1200869 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 2605 NUBGAARD RD, FERNDALE, WA 98248-9226 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2022 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000301370 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022-0301370 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2037 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,641.00 (+35.54%) | $595,953 (+18.1%) Land $273,788 Building $322,165 | $595,953 (+18.1%) Land $273,788 Building $322,165 |
| 2022 | $504,606 Land $181,493 Building $323,113 | $504,606 Land $181,493 Building $323,113 | |
| 2021 | $3,424.00 |
Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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