2635 Central Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 2635 Central Ave, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,708 sqft · built 1987
Lot Size0.315 acres (13,750 sqft)
OwnerIndividual Name on Record
Last Sale$530,000 (Sep 2016)
Tax Bill$5,511 (2024)
Flood ZoneZone AE (high risk)
APN00316680-000000

Property Details

APN / Parcel Number

Primary APN00316680-000000
Alternative APNs
  • 10662900316680000000
  • 1390186

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,708 sqft Living Area
1st Floor Area1,708 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,750 sqft (0.315 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area336 sqft
Patio Area180 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1390186
Old Parcel Number10662900316680000000
Street Address2635 CENTRAL AVE
CityBIG PINE KEY
StateFL
Zip33043-6209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT C BIG PINE SHORES PB5-20 BIG PINE KEY OR294-404 OR825-552 OR2670-1112D/C OR2769-2362/63 OR2814-824D/C OR2814-826/27
Legal Range29E
Legal Township66S
Legal Section10
Legal SubdivisionBIG PINE SHORES
Legal TractC
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1074
Census Tract971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3660 US HIGHWAY 12 W, WHITE SULPHUR SPRINGS, MT 59645-9506
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2016 · Amount on Record
Deed SaleSep 6, 2016 · Amount on Record
Prior SaleNov 16, 2015
Deed Document Number2090552
Deed Book / Page2814 / 0826
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$648,464 (+29.11%) Land $380,531 Building $267,933$648,464 (+29.11%) Land $380,531 Building $267,933
2024$5,511.00 (+17.11%)
2023$4,706.00 (+5.56%)$502,240 (+1.53%) Land $248,050 Building $254,190$502,240 (+1.53%) Land $248,050 Building $254,190
2022$4,458.00$494,655 Land $236,775 Building $257,880$494,655 Land $236,775 Building $257,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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