2564 Central Ave, Big Pine Key, FL 33043 Property Records

Monroe County property record for 2564 Central Ave, Big Pine Key, FL 33043

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,728 sqft · built 1975
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on File
Tax Bill$2,823 (2024)
Deeds & MortgagesJun 2018 Transfer
Flood ZoneZone AE (high risk)
APN00315330-000000

Property Details

APN / Parcel Number

Primary APN00315330-000000
Alternative APNs
  • 10662900315330000000
  • 1388840

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,728 sqft Living Area
1st Floor Area1,728 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
PorchOpen Porch
Porch Area1,060 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit

Location & Zoning

Account Number1388840
Street Address2564 CENTRAL AVE
CityBIG PINE KEY
StateFL
Zip33043-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSS
Legal DescriptionBK 9 LT 15 KOEHNS SUB PB3-83 BIG PINE KEY OR498-704 OR1129-135 OR2317-1064R/S OR2621-2102/06 OR2910-1148
Legal Range29E
Legal Township66S
Legal Section10
Legal SubdivisionKOEHNS SUBD
Legal Block9
Legal Lot Number15
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1088
Census Tract971402

Owner

2564 Central Ave is owned and occupied by two individuals who acquired it in June 2018.

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2564 CENTRAL AVE, BIG PINE KEY, FL 33043-6205
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2018
Deed SaleJun 7, 2018
Prior SaleFeb 1, 1972 · Amount on File
Deed Document Number20182172427
Deed Book / Page2910 / 1148
Prior Transfer DateDec 22, 2016
Prior Transfer Doc0029101148
Record UpdatedJun 8, 2026

June 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJun 7, 2018
Property Address2564 CENTRAL AVE, BIG PINE KEY, FL 33043-6205
Document Number0029101148
Book / Page002910 / 001148
Instrument DateDec 22, 2016
Instrument2172427
Record UpdatedJul 16, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2564 CENTRAL AVE BIG PINE KEY FL 330436205, BIG PINE KEY, FL 33043-6205

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$312,538$425,355 Land $250,031 Building $175,324
2024$2,823.00 (+4.02%)
2023$2,714.00 (+2.26%) Senior Citizen's exemption$308,067 (-4.04%)$321,254 (-9.71%) Land $157,500 Building $163,754
2022$2,654.00 Senior Citizen's exemption$321,053$355,815 Land $149,625 Building $206,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2564 Central Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 522 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies522 in force
Nearby Flood Claims852 (1979–2017)
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 308 claims
  • Hurricane Wilma, Nov 2005 · 306 claims
  • Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2564 Central Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

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