2622 Plantation Pt, Saint Charles, MO 63303 Property Records

St. Charles County property record for 2622 Plantation Pt, Saint Charles, MO 63303

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,175 sqft · built 1977
Lot Size	0.053 acres (2,318 sqft)
Owner	Individual Name on File
Last Sale	$110,900 (Nov 2012)
Deeds & Mortgages	Oct 2017 Line of Credit Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`450000B130`

Property Details

APN / Parcel Number

Primary APN	`450000B130`
Alternative APN	`3-0118-5225-26-000B.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,175 sqft Living Area
1st Floor Area	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Spanish
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,318 sqft (0.053 acres)
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	450000B130
Street Address	2622 PLANTATION PT
City	SAINT CHARLES
State	MO
Zip	63303-6132
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	AB8
Legal Description	HERITAGE #9 BLDG 26 UNIT B
Legal Subdivision	HERITAGE #9
Legal Lot Number	B
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2007
Census Tract	311146

Owner

2622 Plantation Pt, a condominium, is owned and occupied by an individual who acquired it in April 2021.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2622 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2017	Deed of Trust, Mortgage · Line of Credit VANTAGE CU
Apr 13, 2021	Beneficiary Deed, Transfer
Apr 13, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2012 · Amount on File
Deed Sale	Nov 2, 2012 · Amount on File
Prior Sale	Sep 19, 2005 · Amount on File
Deed Document Number	2012847140
Deed Book / Page	5890 / 524
Last Transfer Date	Apr 13, 2021
Transfer Doc	0000032617
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2622 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068170725
Date	Oct 3, 2017
Book Page	6817/0725
Instrument	20171003000621260

Lender

Name	VANTAGE CU
Type	Credit Union
Address	BRIDGETON, MO 63044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 13, 2021
Property Address	2622 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Document Number	2021R032617
Map Reference	MB 20 PG 54
Instrument Date	Apr 13, 2021
Instrument	2021R-032617
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	268 HARRELL RD, TROY, MO 63379-5730

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Apr 13, 2021
Property Address	2622 PLANTATION PT, SAINT CHARLES, MO 63303-6132
Document Number	2021R032618
Map Reference	MB 20 PG 54
Instrument Date	Apr 13, 2021
Instrument	2021R-032618
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2622 PLANTATION PT, SAINT CHARLES, MO 63303-6132

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$35,219	$185,364 Building $185,364
2023	$32,862
2022		$172,956 Building $172,956

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2622 Plantation Pt in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	19 (1979–2013)
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2622 Plantation Pt is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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