2633 Cove Ct, Vista, CA 92081 Property Records

San Diego County property record for 2633 Cove Ct, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,440 sqft · built 1988
Lot Size	0.107 acres (4,679 sqft)
Owner	2 Individual Names on File
Last Sale	$542,000 (Jan 2019)
Tax Bill	$7,480 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-512-10-00`

Property Details

APN / Parcel Number

Primary APN	`217-512-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	4,679 sqft (0.107 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2633 COVE CT
City	VISTA
State	CA
Zip	92081-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 64 TR 011563
Legal Subdivision	VISTA 85-5
Legal Tract	011563
Legal Block	2
Legal Lot Number	64
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2633 COVE CT, VISTA, CA 92081-8701
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Jan 3, 2019	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR
Jan 3, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2019 · Amount on File
Deed Sale	Jan 3, 2019 · Amount on File
Prior Sale	Nov 26, 2012 · Amount on File
Deed Document Number	20192972
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	0000002971
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2633 COVE CT, VISTA, CA 92081-8701
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 COVE CT, VISTA, CA 92081-8701

Mortgage

Document Number	0000306840
Date	Jul 27, 2022
Instrument	2022-0306840

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2633 COVE CT, VISTA, CA 92081-8701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111481
Date	Mar 4, 2020
Instrument	2020-0111481

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2019
Property Address	2633 COVE CT, VISTA, CA 92081-8701
Document Number	0000002971
Instrument Date	Dec 7, 2018
Instrument	2971
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1846 LACY CT ATWATER CA 953018440, ATWATER, CA 95301-8440

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2019
Property Address	2633 COVE CT, VISTA, CA 92081-8701
Document Number	0000002972
Map Reference	MAP 11563
Instrument Date	Dec 6, 2018
Instrument	2019-0002972
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2633 COVE CT, VISTA, CA 92081-8701

Mortgage

Document Number	0000002973
Date	Jan 3, 2019
Instrument	2019-0002973

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$616,695 (+2%) Land $279,587 Building $337,108
2025	$7,480.00 (+7.84%) Homeowner's exemption	$604,604 (+4.04%) Land $274,105 Building $330,499
2023	$6,936.00 (+0.25%) Homeowner's exemption	$581,128 Land $263,462 Building $317,666
2022	$6,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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