2618 Cove Ct, Vista, CA 92081 Property Records

San Diego County property record for 2618 Cove Ct, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 1988
Lot Size	0.171 acres (7,440 sqft)
Owner	2 Individual Names on File
Last Sale	$441,000 (Oct 2015)
Tax Bill	$6,555 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-512-07-00`

Property Details

APN / Parcel Number

Primary APN	`217-512-07-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	7,440 sqft (0.171 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2618 COVE CT
City	VISTA
State	CA
Zip	92081-8701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 61 TR 011563
Legal Subdivision	VISTA 85-5
Legal Tract	011563
Legal Block	2
Legal Lot Number	61
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2001
Census Tract	19905

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2618 COVE CT, VISTA, CA 92081-8701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
May 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on File
Deed Sale	Oct 26, 2015 · Amount on File
Prior Sale	Aug 3, 2001 · Amount on File
Deed Document Number	2015558848
Last Transfer Date	Apr 22, 2020
Transfer Doc	0000213143
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2618 COVE CT, VISTA, CA 92081-8701
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 COVE CT, VISTA, CA 92081-8701

Mortgage

Document Number	0000301920
Date	Oct 28, 2025
Instrument	2025-0301920

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	236 Months
Due	Jun 1, 2045

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2618 COVE CT, VISTA, CA 92081-8701
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175462
Date	May 9, 2019
Instrument	2019-0175462

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2618 COVE CT, VISTA, CA 92081-8701
Document Number	0000600675
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2618 COVE CT VISTA CA 920818701, VISTA, CA 92081-8701

Mortgage

Document Number	0000600675
Date	Dec 23, 2019
Instrument	600675

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$532,484 (+2%) Land $262,147 Building $270,337
2025	$6,555.00 (+7.72%) Homeowner's exemption	$522,044 (+4.04%) Land $257,007 Building $265,037
2023	$6,085.00 (+0.25%) Homeowner's exemption	$501,775 Land $247,028 Building $254,747
2022	$6,070.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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