2632 Wagon Trail Rd, Monroe, VA 24574 Property Records

Amherst County property record for 2632 Wagon Trail Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 2021
Lot Size	53 acres (2,308,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$318,500 (Apr 2026)
Tax Bill	$1,874 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`92 A 12`

Property Details

APN / Parcel Number

Primary APN	`92 A 12`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	676 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Cape Cod
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,308,680 sqft (53 acres)
Terrain	Wooded
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Porch	Slab
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2632 WAGON TRAIL RD
City	MONROE
State	VA
Zip	24574-2578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	AT HICKS STORE 92 A 12
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

Source: Amherst County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2630 WAGON TRAIL RD, MONROE, VA 24574-2578
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE JAMES
Apr 1, 2026	Warranty Deed, Transfer · Conventional Mortgage RESICENTRAL LLC
Apr 1, 2026	Gift Deed, Transfer BESTITLE AGENCY INC
Mar 9, 2026	Deed, Transfer
Jan 8, 2026	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 11, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CLARKSON PROPERTIES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2026 · Amount on Record
Deed Sale	Apr 1, 2026 · Amount on Record
Prior Sale	Mar 9, 2026 · Amount on Record
Deed Document Number	2026945
Prior Transfer Date	Mar 26, 2026
Prior Transfer Doc	0000000944
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578

Mortgage

Document Number	0250002179
Date	Jul 21, 2025
Instrument	250002179

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 1, 2026
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Document Number	0000000945
Instrument Date	Mar 28, 2026
Instrument	2026945
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,168.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2630 WAGON TRAIL RD, MONROE, VA 24574-2578

Mortgage

Document Number	0000000946,
Date	Apr 1, 2026
Instrument	2026946

Lender

Name	RESICENTRAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	AMHERST VA
Recording Date	Apr 1, 2026
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Document Number	0000000944
Instrument Date	Mar 26, 2026
Instrument	2026944
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	BESTITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2630 WAGON TRAIL RD, MONROE, VA 24574-2578
Investor	Possibly a Property Investor

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Mar 9, 2026
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Document Number	0260000685
Instrument Date	Mar 5, 2026
Instrument	260000685
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount Recorded
Tax	$70.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4449 S AMHERST HWY, MADISON HEIGHTS, VA 24572-5330

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Jan 8, 2026
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Document Number	0260000081
Map Reference	CAB 5 SL 5
Instrument Date	Jan 5, 2026
Instrument	260000081
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578

Mortgage

Document Number	0260000082
Date	Jan 8, 2026
Instrument	260000082

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	AMHERST VA
Recording Date	Dec 11, 2025
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Document Number	0250003754
Instrument Date	Jul 23, 2020
Instrument	250003754
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 31, 2020
Property Address	2632 WAGON TRAIL RD, MONROE, VA 24574-2578
Document Number	0200002447
Instrument Date	Jul 23, 2020
Instrument	200002447
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	MAIN STREET SETTLEMENTS INC, MAIN STREET SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002448
Date	Jul 31, 2020
Instrument	200002448

Lender

Name	CLARKSON PROPERTIES LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,874.00 (-5.35%)	$324,600 (-) Land $159,000 Building $165,600	$539,000 (+66.05%) Land $190,800 Building $348,200
2025	$1,980.00	$324,600 (+441.9%) Land $159,000 Building $165,600	$324,600 (+441.9%) Land $159,000 Building $165,600
2024	$1,980.00 (+442.47%)	$59,900 Building $59,900	$59,900 Building $59,900
2023	$365.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 80% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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