2495 Wagon Trail Rd, Monroe, VA 24574 Property Records

Amherst County property record for 2495 Wagon Trail Rd, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,584 sqft · built 1889
Lot Size	64.6 acres (2,814,150 sqft)
Owner	Company Name on File
Last Sale	$720,000 (Jun 2023)
Tax Bill	$2,841 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`92 A 7`

Property Details

APN / Parcel Number

Primary APN	`92 A 7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	396 sqft
Unfinished Basement	396 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,814,150 sqft (64.6 acres)
Terrain	Wooded
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2495 WAGON TRAIL RD
City	MONROE
State	VA
Zip	24574-2576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	S W OF HICKS STORE TRACT A & RESIDUE TRACT C 92 A
Legal Tract	A,C
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3049
Census Tract	10100

Owner

2495 Wagon Trail Rd is owned by a company that acquired it in June 2025.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Company Name on File
Mailing Address	2495 WAGON TRAIL RD, MONROE, VA 24574-2576
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Warranty Deed, Transfer · Conventional Mortgage SELECT BANK
Oct 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage STEARNS BANK NATIONAL ASSOCIATION
Jan 26, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on File
Deed Sale	Jun 1, 2023 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	20231454
Last Transfer Date	Jun 5, 2025
Transfer Doc	0000001851
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jun 1, 2023
Property Address	2495 WAGON TRAIL RD, MONROE, VA 24574-2576
Document Number	0230001454
Instrument Date	May 19, 2023
Instrument	230001454
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2495 WAGON TRAIL RD, MONROE, VA 24574-2576

Mortgage

Document Number	0230001456
Date	Jun 1, 2023
Instrument	230001456

Lender

Name	SELECT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Apr 14, 2038

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST VA
Property Address	2495 WAGON TRAIL RD, MONROE, VA 24574-2576
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190002873
Date	Oct 4, 2019
Instrument	190002873

Lender

Name	STEARNS BANK NATIONAL ASSOCIATION

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 29, 2029

Interest

Rate Type	Adjustable Rate

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jan 26, 2017
Property Address	2495 WAGON TRAIL RD, MONROE, VA 24574-2576
Document Number	001312/229
Book / Page	1312 / 229
Instrument Date	Jan 24, 2017
Instrument	0303
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 MUSEUM BLVD, VERNON HILLS, IL 60061-3150

Mortgage

Document Number	0000000304
Date	Jan 26, 2017
Instrument	0304

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2495 Wagon Trail Rd was $2,841, up 77.1% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,841.00 (+77.12%)	$263,000 Land $52,900 Building $210,100	$507,400 Land $57,900 Building $449,500
2025	$1,604.00
2024		$280,700 (-) Land $154,700 Building $126,000	$280,700 (-) Land $154,700 Building $126,000
2023	$1,091.00	$280,700 Land $154,700 Building $126,000	$280,700 Land $154,700 Building $126,000
2022	$1,091.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2495 Wagon Trail Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2495 Wagon Trail Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 90% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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