2632 Rustic Ridge Rd, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 2632 Rustic Ridge Rd, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,487 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$128,000 (Jul 1996)
Tax Bill	$8,814 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2022 Mortgage
APN	`034689 125.11-2-61`

Property Details

APN / Parcel Number

Primary APN	`034689 125.11-2-61`
Alternative APNs	`468912501100020610000000` `46000558668`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,487 sqft Living Area
1st Floor Area	1,487 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Width	132 ft Width
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	232 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000558668
Street Address	2632 RUSTIC RIDGE RD
City	ENDICOTT
State	NY
Zip	13760-7046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 003 D6 D 39
Legal Subdivision	QUAIL RIDGE SUBDIVISION
Legal Block	2
Legal Lot Number	61.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	2
Census Block	2013
Census Tract	13304

Owner

2632 Rustic Ridge Rd is owned and occupied by two individuals who bought it in July 1996.

Source: Broome County and Union Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2632 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 1996 · Amount on File
Deed Sale	Jul 30, 1996 · Amount on File
Deed Book / Page	1868 / 152
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2632 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046

Mortgage

Document Number	004059/920
Date	Jan 6, 2022
Book Page	4059/920
Instrument	202200000442

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2632 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2632 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7046

Mortgage

Document Number	004059/937
Date	Jan 6, 2022
Book Page	4059/937
Instrument	202200000443

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2632 Rustic Ridge Rd was $8,814 with a homeowner's exemption, up 7.6% from the year before.

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,814.00 (+7.61%) Homeowner's exemption
2025	$8,191.00 (+5.32%) Homeowner's exemption	$7,900 Land $1,100 Building $6,800	$284,200 Land $39,572 Building $244,628
2024	$7,777.00
2023		$7,900 Land $1,100 Building $6,800	$228,324 Land $31,792 Building $196,532

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 2632 Rustic Ridge Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2632 Rustic Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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