2625 Rustic Ridge Rd, Endicott, NY 13760 Property Records

Broome County and Union Town property record for 2625 Rustic Ridge Rd, Endicott, NY 13760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,324 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Nov 2025)
Tax Bill	$12,607 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2025 Sale & Mortgage + 3 more
APN	`034689 125.11-2-28`

Property Details

APN / Parcel Number

Primary APN	`034689 125.11-2-28`
Alternative APNs	`468912501100020280000000` `46000558644`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	1,193 sqft
2nd Floor Area	1,131 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Width	85 ft Width
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	46000558644
Street Address	2625 RUSTIC RIDGE RD
City	ENDICOTT
State	NY
Zip	13760-7047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SS-F
Legal Description	R1 G2 003 D6 D 85
Legal Subdivision	QUAIL RIDGE SUBDIVISION
Legal Block	2
Legal Lot Number	28.000
Jurisdiction	BROOME NY
Township / Civil Division	UNION
Census Block Group	2
Census Block	2001
Census Tract	13304

Owner

Source: Broome County and Union Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	18 HIDDEN BROOK TRL, BETHEL, CT 06801-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage VISIONS FCU
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TRT CO
Oct 28, 2019	Loan Modification, Mortgage · Conventional Mortgage MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Apr 22, 2004 · Amount on Record
Deed Document Number	202528879
Deed Book / Page	2809 / 200
Prior Transfer Date	Nov 19, 1999
Prior Transfer Doc	1918001452
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047

Mortgage

Document Number	04089/1272
Date	Jul 13, 2022
Book Page	4089/1272
Instrument	202200017918

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROOME NY
Recording Date	Nov 10, 2025
Property Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047
Document Number	002809/200
Book / Page	2809 / 200
Map Reference	CAB 3 SLV 157A
Instrument Date	Nov 10, 2025
Instrument	202500028879
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 HIDDEN BROOK TRL, BETHEL, CT 06801-2348

Mortgage

Document Number	202500028880
Date	Nov 10, 2025
Instrument	202500028880

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047
Transaction Type	Mortgage
Record Updated	Jun 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047

Mortgage

Document Number	0040050636
Date	Mar 31, 2021
Book Page	4005/636
Instrument	202100007616

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROOME NY
Property Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038621049
Date	Apr 18, 2018
Book Page	3862/1049
Instrument	201800010185

Lender

Name	MANUFACTURERS & TRADERS TRT CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2048

Interest

Rate Type	Fixed Rate

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BROOME NY
Property Address	2625 RUSTIC RIDGE RD, ENDICOTT, NY 13760-7047
Document Number	0039341070
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 RUSTIC RIDGE RD ENDICOTT NY 137607047, ENDICOTT, NY 13760-7047

Mortgage

Document Number	0039341070
Date	Nov 18, 2019
Book Page	003934/001070
Instrument	33942

Lender

Name	MANUFACTURERS & TRADERS TR
Address	ENDICOTT, NY 13760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Broome County and Union Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
County Subdivision	Union Town
Unified School District	Union-Endicott Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,607.00 (+7.6%) Homeowner's exemption
2025	$11,717.00 (+5.33%) Homeowner's exemption	$11,300 (-) Land $1,000 Building $10,300	$406,500 (+12.96%) Land $35,973 Building $370,527
2024	$11,124.00 Homeowner's exemption	$11,300 (-) Land $1,000 Building $10,300	$359,873 (+10.19%) Land $31,847 Building $328,026
2023		$11,300 Land $1,000 Building $10,300	$326,590 Land $28,902 Building $297,688

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ENDICOTT MUNICIPAL WATER WORKS serves 45,000 people · EPA ID NY0301665
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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