2632 Bancroft Rd, Mc Donald, TN 37353 Property Records

Bradley County property record for 2632 Bancroft Rd, Mc Donald, TN 37353

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,938 sqft · built 2018
Lot Size	9.79 acres (426,452 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2017)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071-001.00`

Property Details

APN / Parcel Number

Primary APN	`071-001.00`
Alternative APNs	`071 001.00 000` `006071 00100` `39268`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,938 sqft Living Area
Gross Area	2,694 sqft
1st Floor Area	1,938 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Siding
Lot Area	426,452 sqft (9.79 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	39268
Street Address	2632 BANCROFT RD
City	MC DONALD
State	TN
Zip	37353-5314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DEED ACRES 10.76
Legal Subdivision	CHARLES AUSTIN PROPERTY
Legal Lot Number	1
Jurisdiction	BRADLEY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2041
Census Tract	11302

Owner

Source: Bradley County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2632 BANCROFT RD, MC DONALD, TN 37353-5314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage FIRSTBANK
Jun 2, 2017	Warranty Deed, Transfer · Conventional Mortgage SMARTBANK
May 24, 2017	Warranty Deed, Transfer FIRST CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Jan 5, 2006
Deed Document Number	20176756
Deed Book / Page	2452 / 963
Prior Transfer Date	May 24, 2017
Prior Transfer Doc	0002450743
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	2632 BANCROFT RD, MC DONALD, TN 37353-5314
Document Number	2533707
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	FIRST CHOICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2632 BANCROFT RD MC DONALD TN 373535314, MC DONALD, TN 37353-5314

Mortgage

Document Number	2533707
Date	Jul 12, 2018
Book Page	002533/000707
Instrument	8365

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 11, 2033

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY TN
Recording Date	Jun 2, 2017
Property Address	2632 BANCROFT RD, MC DONALD, TN 37353-5314
Document Number	2452963
Book / Page	002452 / 000963
Instrument Date	May 31, 2017
Instrument	6756
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5700 ROPER ST #L8 CHATTANOOGA TN 374123566, L8, CHATTANOOGA, TN 37412-3566

Mortgage

Document Number	2452965
Date	Jun 2, 2017
Book Page	002452/000965
Instrument	6757

Lender

Name	SMARTBANK
Type	Bank
Address	PIGEON FORGE, TN 37868-1910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2032

Interest

Rate Type	Adjustable Rate
Rate	5%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY TN
Recording Date	May 24, 2017
Property Address	2632 BANCROFT RD, MC DONALD, TN 37353-5314
Document Number	2450748
Book / Page	002450 / 000748
Instrument Date	May 24, 2017
Instrument	6316
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2634 BANCROFT RD MC DONALD TN 373535314, MC DONALD, TN 37353-5314

Tax Assessment & Valuation

Source: Bradley County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bradley County
Unified School District	Bradley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00	$124,625 (+60.96%) Land $25,150 Building $99,475	$498,500 (+60.96%) Land $100,600 Building $397,900
2023		$77,425 (-) Land $15,700 Building $61,725
2022	$1,388.00	$77,425 Land $15,700 Building $61,725	$309,700 (-) Land $62,800 Building $246,900
2021			$309,700 Land $62,800 Building $246,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND UTILITIES serves 95,087 people · EPA ID TN0000117
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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