2601 Bancroft Rd, Mc Donald, TN 37353 Property Records

Bradley County property record for 2601 Bancroft Rd, Mc Donald, TN 37353

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,778 sqft · built 2021
Lot Size	12 acres (524,027 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Oct 2018)
Tax Bill	$3,998 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071 005.13 000`

Property Details

APN / Parcel Number

Primary APN	`071 005.13 000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	3,778 sqft Living Area
Upper Floors Area	442 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	524,027 sqft (12 acres)
Terrain	Rolling
Garage Type	Finished
Parking Spaces	4 Parking Spaces
Pool Area	512 sqft
Porch	Open Porch
Patio Area	423 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2601 BANCROFT RD
City	MC DONALD
State	TN
Zip	37353-5316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAR
Legal Description	DISTRICT: 2; BETHEA COUNTRY ESTAT
Legal Subdivision	BETHEA COUNTRY ESTAT
Legal Lot Number	13
Jurisdiction	BRADLEY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2043
Census Tract	11302

Owner

Source: Bradley County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2601 BANCROFT RD, MC DONALD, TN 37353-5316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Deed of Trust, Mortgage · Line of Credit MILLENNIUM BANK
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Oct 12, 2018	Warranty Deed, Transfer TITLE GUARANTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Mar 26, 1999 · Amount on Record
Deed Document Number	18012764
Deed Book / Page	2553 / 673
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	2601 BANCROFT RD, MC DONALD, TN 37353-5316
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2601 BANCROFT RD, MC DONALD, TN 37353-5316

Mortgage

Document Number	0002927980
Date	Jul 28, 2022
Book Page	2927/980
Instrument	22011427

Lender

Name	MILLENNIUM BANK
Type	Bank
Address	OOLTEWAH, TN 37363

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADLEY TN
Property Address	2601 BANCROFT RD, MC DONALD, TN 37353-5316
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002877846
Date	Feb 1, 2022
Book Page	2877/846
Instrument	22001816

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Oct 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADLEY TN
Recording Date	Oct 12, 2018
Property Address	2601 BANCROFT RD, MC DONALD, TN 37353-5316
Document Number	2553673
Book / Page	002553 / 000673
Instrument Date	Oct 4, 2018
Instrument	12764
Transaction Type	Transfer
Record Updated	Oct 26, 2018
Title Company	TITLE GUARANTY

Transaction

Amount	Amount Recorded
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5209 MONA LEE LN OOLTEWAH TN 373638306, OOLTEWAH, TN 37363-8306

Tax Assessment & Valuation

Source: Bradley County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Bradley County
Unified School District	Bradley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,998.00 (+20.1%)	$324,275 (+74.65%) Land $89,975 Building $234,300	$1,297,100 (+74.65%) Land $359,900 Building $937,200
2024	$3,329.00	$185,675 (-) Land $56,000 Building $129,675
2023	$3,329.00	$185,675 (-) Land $56,000 Building $129,675
2022	$3,329.00	$185,675 Land $56,000 Building $129,675	$742,700 (-) Land $224,000 Building $518,700
2021			$742,700 Land $224,000 Building $518,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND UTILITIES serves 95,087 people · EPA ID TN0000117
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	25 / 5

May also be available: EPB.

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